N 72nd Ave & Southern Dr Area
Explore this community
1 home for sale·Median $155K·Walkability 1.1/10·Schools 6.3/10
The shoreline—Lake Michigan visible from roads that run straight toward water—defines this stretch, where modest ranches and lakefront homes cluster on acreage that ranges from half-acre lots to sprawling 4-acre parcels outside Hart. Crystal Lake, an 80-acre all-sports lake, anchors the area with sandy frontage and waterfront properties that command attention; newer builds and meticulously updated homes line its banks, many with walkout decks and open great rooms framing year-round views. Away from the water, the neighborhood spreads into country land with mature trees, detached garages, and homes built for space rather than density—ranch-style houses with main-floor laundry, oversized attached garages, and fenced backyards sitting comfortably on their own ground. A grocery and restaurant are each a two-minute walk away, and Polk Road Trail Head lies within a short walk for those who want outdoor access without venturing far. The area feels rural but rooted, with the county's water assets—both the big lake and the smaller one—as quiet anchors to the surrounding woods and quiet roads.
Why people love it here
Hart High School
- High — 2.1 mi away
- Hart
- 3 rated schools in district
$155K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in N 72nd Ave & Southern Dr Area
Estimated Monthly Payment
$1,052/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hansen Foods
McDonald's
Polk Road Trail Head
+1 more
Playground on Whitbeck Rd
Crystal Lake
+1 more
Hart-Montague Bicycle Trail
Hart Public Library
Crime in N 72nd Ave & Southern Dr Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced N 72nd Ave & Southern Dr Area home (around $155,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $27k/year in household income to qualify — an estimated monthly payment of $1,031 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,031/mo | $27,492 |
| 10% (+PMI) | $1,187/mo | $31,652 |
| 5% (+PMI) | $1,239/mo | $33,043 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$18K/acre
Median asking
Median Price
$50K
Per listing
Solar potential
~$909/yr in electricity from a typical rooftop solar system
Produces ~6,361 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for N 72nd Ave & Southern Dr Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Polk Road Trail Head
1.6 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
Hansen Foods
Grocery Store
🍕 Restaurants(5)
Fast Food
The Pizza Factory
Restaurant
Restaurant
Pizza Factory
Restaurant
🏫 Schools(11)
Garver School
Crystal School
Oceana Intermediate School
Van Wickle School
Donaldson School
+6 more within 5 miles
🚴 Trails(8)
Hart-Montague Bicycle Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+5 more within 5 miles
🏥 Hospitals(1)
Hospital
Frequently asked about N 72nd Ave & Southern Dr Area
- What do homes cost in N 72nd Ave & Southern Dr Area?
- The median home value in N 72nd Ave & Southern Dr Area is about $155,000. Individual prices vary by street, size, and condition.
- How active is the N 72nd Ave & Southern Dr Area housing market?
- there is 1 home for sale in N 72nd Ave & Southern Dr Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N 72nd Ave & Southern Dr Area?
- N 72nd Ave & Southern Dr Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is N 72nd Ave & Southern Dr Area walkable?
- N 72nd Ave & Southern Dr Area scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.