N 176th Ave & E Filmore Rd Area
Surrounded by nature
1 home for sale·Median $225K·Walkability 4.8/10·Schools 4.0/10
Out here, Lake Michigan forms the western edge—close enough that the waterfront character shapes everything—while rural acreage and quiet lakes define the interior. This stretch trades density for space: homes sit on secluded lots of two acres or more, and hobby farms anchor deeper into the neighborhood. McLaren Lake lies 1.7 miles away for water recreation, while the nearest real gathering spot is Campbell Lake Township Park, right alongside the area, with two other parks within a mile for anyone seeking a quick outdoor break. A short drive lands you in Hesperia, keeping essentials and commerce within reach without the intrusion of it all.
Why people love it here
Near the water
- McLaren Lake — 1.7 mi
- 15 parks within 1 mile
- Little Campbell Lake: 5 min walk
- Campbell Lake: 12 min walk
$225K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in N 176th Ave & E Filmore Rd Area
Estimated Monthly Payment
$1,527/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Campbell Lake Township Park
0.5 mi
Parks Nearby
15
within 1 mile
Nearest Lake
McLaren Lake
1.7 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Campbell Lake Township Park
Little Campbell Lake
Based on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Hesperia Community Schools
Crime in N 176th Ave & E Filmore Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced N 176th Ave & E Filmore Rd Area home (around $225,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,497 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,497/mo | $39,908 |
| 10% (+PMI) | $1,723/mo | $45,946 |
| 5% (+PMI) | $1,799/mo | $47,965 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$43K/acre
Median asking
Median Price
$200K
Per listing
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,426 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for N 176th Ave & E Filmore Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about N 176th Ave & E Filmore Rd Area
- What do homes cost in N 176th Ave & E Filmore Rd Area?
- The median home value in N 176th Ave & E Filmore Rd Area is about $225,000. Individual prices vary by street, size, and condition.
- How active is the N 176th Ave & E Filmore Rd Area housing market?
- there is 1 home for sale in N 176th Ave & E Filmore Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N 176th Ave & E Filmore Rd Area?
- N 176th Ave & E Filmore Rd Area is served by Hesperia Community Schools. Its highest-rated assigned school is Spitler Elementary School (6/10).
- Is N 176th Ave & E Filmore Rd Area walkable?
- N 176th Ave & E Filmore Rd Area scores 4.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in N 176th Ave & E Filmore Rd Area
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