Mowby Lake
Surrounded by nature
Median $225K·Walkability 3.0/10·Schools 3.7/10
This peaceful lakefront community sits on 162 acres surrounding beautiful Mawby Lake in Kent County, offering residents a true retreat from city life. With generous lot sizes averaging 0.70 acres, properties here provide plenty of space and privacy along the water's edge. The spring-fed, no-wake lake creates an ideal environment for swimming, kayaking, and fishing, while sandy-bottom areas make it perfect for family recreation.
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Why people love it here
Lake life
- Mowby Lake within walking distance
- Isaac Lake: 2 min walk
- Mowby Lake: 10 min walk
$225K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Mowby Lake
Estimated Monthly Payment
$1,527/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Nichols Lake North
2.7 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Isaac Lake
+1 more
North Country National Scenic Trail
To buy a median-priced Mowby Lake home (around $225,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,518 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,518/mo | $40,478 |
| 10% (+PMI) | $1,747/mo | $46,588 |
| 5% (+PMI) | $1,824/mo | $48,642 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Lilley Township
Source: newaygocountymi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$947/yr in electricity from a typical rooftop solar system
Produces ~6,367 kWh/yr · offsets ~61% of a typical home's use
Private well
Remote rural township; private wells typical.
Septic - individual
Remote rural township; individual septic typical.
Resident-arranged private hauler
Residents arrange private trash haulers.
Great Lakes Energy Coop · ~14.9¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressPropane / LP (no piped gas)
Remote rural township; propane typical.
Confirm by addressLilley Township Fire Department
Township FD at 10730 Prospect Ave, Bitely.
Services for Lilley Township · Source: newaygocountymi.gov
Utility, solar, and service details for Mowby Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Mowby Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Mowby Lake
- What do homes cost in Mowby Lake?
- The median home value in Mowby Lake is about $225,000. Individual prices vary by street, size, and condition.
- How active is the Mowby Lake housing market?
- there is 1 home for sale in Mowby Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mowby Lake?
- Mowby Lake is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
- Is Mowby Lake walkable?
- Mowby Lake scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Mowby Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.