Moonbeam Lake
Surrounded by nature
Median $140K·Walkability 3.0/10·Schools 4.0/10
This 95-acre lakefront community offers a rare opportunity for waterfront living just outside Grand Rapids. Properties here feature generous lot sizes averaging about a quarter-acre, providing plenty of space and privacy for residents. Many homes include walkout basements and decks designed to take advantage of water views.
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Why people love it here
Lake life
- Moonbeam Lake within walking distance
- Moonbeam Lake: 0 min walk
- Middle Lake: 9 min bike
$140K median
- 1 recent sale
Lake facts
OpenStreetMapDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Moonbeam Lake
Estimated Monthly Payment
$950/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
2.8 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Moonbeam Lake
+1 more
Beach in Van Auken's White River No.2 Area
North Country National Scenic Trail
To buy a median-priced Moonbeam Lake home (around $140,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $944 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $944/mo | $25,186 |
| 10% (+PMI) | $1,087/mo | $28,988 |
| 5% (+PMI) | $1,135/mo | $30,266 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$901/yr in electricity from a typical rooftop solar system
Produces ~6,306 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged private hauler (Republic Services)
No municipal collection; residents contract haulers
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Member-owned coop serves rural Newaygo; Consumers Energy in pockets
Confirm by addressNo piped natural gas (propane/LP)
Deep-rural; typically propane, no piped gas
Confirm by addressArea fire department (via Newaygo County 911)
Rural fire coverage dispatched through county
Services for Merrill Township · Source: merrilltownship.com
Utility, solar, and service details for Moonbeam Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Moonbeam Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Moonbeam Lake
- What do homes cost in Moonbeam Lake?
- The median home value in Moonbeam Lake is about $140,000. Individual prices vary by street, size, and condition.
- How active is the Moonbeam Lake housing market?
- there is 1 home for sale in Moonbeam Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Moonbeam Lake?
- Moonbeam Lake is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Moonbeam Lake walkable?
- Moonbeam Lake scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Moonbeam Lake
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