Montcalm Estates No 1
Easy outdoor access
Median $607K·Schools 5.0/10
The road in opens onto a scatter of homes along gently rolling land where Cordes Lake sits just beyond the tree line—close enough that you catch glimpses of water through the branches if you're looking. This stretch of West Michigan sits rural enough to feel like real space, but you're only about twenty minutes from the thicker commercial spine when you need something. The nearest restaurants cluster a mile or so down the road, and Little Whitefish Lake is just 1.2 miles away for outdoor recreation. Houses here sit on decent lots with room to breathe, the kind of subdivision where you're not looking out at your neighbor's garage from your kitchen window. It's neither remote nor built-up—just a quiet residential corner with enough proximity to amenities that you're not planning expeditions to grab dinner.
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Why people love it here
Near the water
- Little Whitefish Lake — 1.2 mi
$607K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Montcalm Estates No 1
Estimated Monthly Payment
$4,117/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Little Whitefish Lake Public Access
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Little Whitefish Lake
1.2 mi
Based on 2 rated schools nearby
Range: 4/10 to 6/10
School District: Tri County Area Schools
Crime in Montcalm Estates No 1 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Montcalm Estates No 1 home (around $606,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $109k/year in household income to qualify — an estimated monthly payment of $4,085 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,085/mo | $108,939 |
| 10% (+PMI) | $4,702/mo | $125,387 |
| 5% (+PMI) | $4,909/mo | $130,915 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
🍕 Restaurants(3)
Restaurant
Restaurant
Fraternal Order of Eagles
Restaurant
☕ Coffee(3)
🏫 Schools(11)
Big Whitefish School
Little Whitefish School
Baptist Lake School
School
Kinney School
+6 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(4)
White Pine Trail
Bike Path
White Pine Trail
Bike Path
White Pine Trail
Bike Path
+1 more within 5 miles
📚 Libraries(1)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Montcalm Estates No 1? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Montcalm Estates No 1
- What do homes cost in Montcalm Estates No 1?
- The median home value in Montcalm Estates No 1 is about $606,500. Individual prices vary by street, size, and condition.
- How active is the Montcalm Estates No 1 housing market?
- no homes are listed in Montcalm Estates No 1 right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Montcalm Estates No 1?
- Montcalm Estates No 1 is served by Tri County Area Schools. Its highest-rated assigned school is Tri County Senior High School (6/10).
Top contributors in Montcalm Estates No 1
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.