Minising Point
Solid value in a growing area
Median $450K·Schools 3.7/10
What catches people off guard here is how close you are to open water—Lake Michigan sits right at the edge, not some distant destination. The area itself is small and deliberately platted, with homes arranged to take advantage of that proximity. Roads wind through with modest setbacks, and the forest closes in around you; this isn't a manicured subdivision but one where trees and shoreline feel like neighbors. The listings that move here mention sandy beaches, long views, and the appeal of year-round access to both water and deep woods.
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Why people love it here
$450K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Minising Point
Estimated Monthly Payment
$3,055/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
To buy a median-priced Minising Point home (around $450,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $81k/year in household income to qualify — an estimated monthly payment of $3,031 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,031/mo | $80,829 |
| 10% (+PMI) | $3,489/mo | $93,032 |
| 5% (+PMI) | $3,643/mo | $97,134 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Township Park
0.4 mi
Parks Nearby
5
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Minising Point? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Minising Point
- What do homes cost in Minising Point?
- The median home value in Minising Point is about $450,000. Individual prices vary by street, size, and condition.
- What schools serve Minising Point?
- Minising Point is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Minising Point
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