Minising Point
Solid value in a growing area
Median $450K·Schools 3.7/10
What catches people off guard here is how close you are to open water—Lake Michigan sits right at the edge, not some distant destination. The area itself is small and deliberately platted, with homes arranged to take advantage of that proximity. Roads wind through with modest setbacks, and the forest closes in around you; this isn't a manicured subdivision but one where trees and shoreline feel like neighbors. The listings that move here mention sandy beaches, long views, and the appeal of year-round access to both water and deep woods.
Why people love it here
$450K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Minising Point
Estimated Monthly Payment
$3,055/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Minising Point is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Minising Point home (around $450,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $79k/year in household income to qualify — an estimated monthly payment of $2,979 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,979/mo | $79,437 |
| 10% (+PMI) | $3,430/mo | $91,467 |
| 5% (+PMI) | $3,581/mo | $95,482 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Township Park
0.4 mi
Parks Nearby
5
within 1 mile
Frequently asked about Minising Point
- What do homes cost in Minising Point?
- The median home value in Minising Point is about $450,000. Individual prices vary by street, size, and condition.
- What schools serve Minising Point?
- Minising Point is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Minising Point
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