Miller Lake
Surrounded by nature
Median $425K·Walkability 3.0/10·Schools 3.7/10
You might expect this stretch of West Michigan to be all crowded summer cabins and tourist noise, but what you actually get is something quieter—a genuine lakefront setting where the focus is on the water itself and the land around it. The area sits right on the water, with properties offering views and direct access that draw people looking for a slower pace. Most homes here are built for year-round living or extended stays rather than quick weekends, which means you get a different rhythm—fewer parties, more mornings on the dock. There's a small unnamed park about a mile away if you need structured recreation, but honestly, the lake and the meadows that back a lot of these properties are the real draw. It's not a destination in the marketing sense; it's just a place where the water is the main event, and the people who land here tend to stay put.
Why people love it here
Lake life
- Miller Lake within walking distance
- Duck Lake: 2 min walk
- Basford Lake: 7 min bike
$425K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Explore Miller Lake
Same name, different focus — Miller Lake is also covered as:
- Miller Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Miller Lake
Estimated Monthly Payment
$2,885/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Township Park
1.4 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Duck Lake
+1 more
Crime in Miller Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Miller Lake home (around $425,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $75k/year in household income to qualify — an estimated monthly payment of $2,827 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,827/mo | $75,381 |
| 10% (+PMI) | $3,255/mo | $86,787 |
| 5% (+PMI) | $3,398/mo | $90,601 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$36K/acre
Median asking
Median Price
$40K
Per listing
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,242 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Miller Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Miller Lake
- What do homes cost in Miller Lake?
- The median home value in Miller Lake is about $425,000. Individual prices vary by street, size, and condition.
- How active is the Miller Lake housing market?
- there are 3 homes for sale in Miller Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Miller Lake?
- Miller Lake is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
- Is Miller Lake walkable?
- Miller Lake scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Miller Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.