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Home/Neighborhoods/Fruitland/Michillinda
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Michillinda

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $670K·Walkability 3.9/10·Schools 5.3/10

🏙️46 mito Downtown GR(~1h 32m drive)
🏞️22 mito Lake Michigan(~44 min drive)

You can almost hear the waves from the front porch here—that's the draw, and it's legitimate. This stretch of Fruitland township sits within earshot of Lake Michigan, where homes perch on acre-plus lots with the kind of privacy that actually means something: woods, wildlife, paved private drives that don't announce your arrival. White Lake offers its own appeal, with boat access to the bigger water and sandy beach frontage measured in meaningful feet. The homes themselves range from solid bungalows with original woodwork to custom ranches built for long views and open living. You're close enough to the shore that lakefront isn't theoretical—it's the ambient hum of your daily life. About thirty minutes southwest of Grand Rapids, this is the kind of place you move to when you've figured out what quiet retreat actually looks like.

Why people love it here

🌊Nature & Outdoors

Lake life

  • Duck Lake within walking distance
  • 5 parks within 1 mile
  • Duck Lake State Park Beach: 12 min bike
  • Marcus Park: 9 min bike
💰Home Values

$670K median

  • 5 sales in last 12mo

Notable nearby

🛒Walkable grocery nearby— White Duck Country Market is a 10 min walk
Loading map…

Conventional Mortgage Calculator

Median home price in Michillinda

Estimated Monthly Payment

$4,548/mo

$
$134,000
20%
%
Principal & Interest $3,47676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

5 homes sold in Michillinda this year. Thinking of selling?

See what your home is worth
5.3
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 4/10 to 7/10

School District: Whitehall District Schools

7Whitehall Senior High SchoolHigh · 09-12 · 629 students · 20:1 · 5.4 mi
5Whitehall Middle SchoolMiddle · 06-08 · 430 students · 14:1 · 5.3 mi
4Whitehall Ealy Elem SchoolElementary · 03-05 · 401 students · 14:1 · 5.2 mi

Walkability

3.9

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
4.8
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
2.1
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Short walk

White Duck Country Market

10 minwalk· 4 min bike· 2 min drive
🌳Parks
Bikeable

Marcus Park

9 minbike· 27 min walk· 4 min drive
🛝Playgrounds
Quick drive

Unnamed playground

8 mindrive
🏞️Lakes & Water
Bikeable

Duck Lake

12 minbike· 7 min drive
🏖️Beaches
Bikeable

Duck Lake State Park Beach

12 minbike· 25 min walk· 7 min drive
📚Libraries
Quick drive

White Lake Community Library

10 mindrive

Crime in Michillinda is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Michillinda home (around $670,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $120k/year in household income to qualify — an estimated monthly payment of $4,516 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $4,516/mo$120,439
10% (+PMI)$5,198/mo$138,621
5% (+PMI)$5,428/mo$144,734

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Michillinda cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Median Price

$5K

Per listing

Who actually lends in Michillinda, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~11 loans · $5M

Loans to buy a home

Conventional 94%FHA 3%VA 3%

Most active lenders

1Lake Michigan Credit Union40%
2First Merchants Bank7%
3Mortgage 1 Incorporated6%
4United Shore Financial Services, LLC5%
5ChoiceOne Bank4%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Fruitland Township

231-766-3208Website

Source: fruitlandmi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$883/yr in electricity from a typical rooftop solar system

Produces ~6,437 kWh/yr · offsets ~61% of a typical home's use

Water

Private well

Municipal water not available; all homes on private wells

Sewerunconfirmed

Septic - individual

No municipal sewer; individual septic

Trashunconfirmed

Resident-arranged hauler (Republic/Arrowaste area)

Residents contract their own hauler

Recycling

Fruitland Ecology Station

Recyclables accepted at township ecology station

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Regional gas IOU where available; rural may use propane

Confirm by address
Police

Muskegon County Sheriff (PINS dedicated deputy)

Participates in Partners in Neighborhood Safety; assigned a dedicated deputy

Fire

White Lake Fire Authority

Authority serves Whitehall, Whitehall Twp, Fruitland Twp

Services for Fruitland · Source: en.wikipedia.org

Utility, solar, and service details for Michillinda are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(1)

White Duck Country Market

Grocery Store

0.4 mimap

🍕 Restaurants(1)

Pekadill's Garden Restaurant

Fast Food

5.0 mimap

🏫 Schools(5)

Whitelake School

1.3 mimap

Mouth School

2.5 mimap

Conklin School

2.8 mimap
Shoreline Elementary School

School

4.6 mimap

Collins School

4.6 mimap

🌳 Parks(5)

Marcus Park
1.0 mimap

Duck Lake State Park

1.0 mimap

Unnamed park

1.8 mimap

+2 more within 5 miles

🚴 Trails(3)

Bike Path

Bike Path

4.1 mimap

Unnamed bike_path

Bike Path

4.1 mimap

White Lake Pathway

Bike Path

4.3 mimap

📚 Libraries(1)

White Lake Community Library

4.3 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Michillinda? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Michillinda

What do homes cost in Michillinda?
The median home value in Michillinda is about $670,000. Individual prices vary by street, size, and condition.
How active is the Michillinda housing market?
there are 2 homes for sale in Michillinda right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Michillinda?
Michillinda is served by Whitehall District Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
Is Michillinda walkable?
Michillinda scores 3.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Michillinda

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Michillinda? Our team can help.

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Conventional Mortgage Calculator

Median in Michillinda

Estimated Monthly Payment

$4,548/mo

$
$134,000
20%
%
Principal & Interest $3,47676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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