McKinley Rd & Wood St Area
Solid value in a growing area
1 home for sale·Median $228K·Walkability 1.7/10·Schools 5.3/10
You're close enough to Lake Michigan that you can smell it on the right wind, and Highway 31 is basically your back door—meaning grocery runs and weekend trips don't eat up the afternoon, even though you're still genuinely out in the land here. The neighborhood runs to acre-plus lots with space to breathe, the kind of place where a workshop, a garden shed that doubles as a studio, or a decent RV pad aren't pipe dreams. Homes tend toward ranch and bi-level layouts with the bones to expand into—main floor laundry, open kitchens, basements with room to finish. You'll find a quiet street aesthetic mixed with newer builds, mature trees on the deeper properties, and enough acreage that you're not counting your neighbors' cars. Henderson Road Nature Center sits a few miles out if you want organized trails, and restaurants and shopping are close enough not to require planning.
Why people love it here
$228K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in McKinley Rd & Wood St Area
Estimated Monthly Payment
$1,548/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Rico's Tamales
Cafe 31
Henderson Road Nature Center
Wildcat Lake
+1 more
Hart-Montague Bicycle Trail
Montague Library
Northstar Cinema
Crime in McKinley Rd & Wood St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced McKinley Rd & Wood St Area home (around $228,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,516 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,516/mo | $40,440 |
| 10% (+PMI) | $1,746/mo | $46,559 |
| 5% (+PMI) | $1,823/mo | $48,605 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$914/yr in electricity from a typical rooftop solar system
Produces ~6,397 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for McKinley Rd & Wood St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Henderson Road Nature Center
3.3 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(6)
Rico's Tamales
Restaurant
The Grill
Restaurant
The Silo
Restaurant
Hilltop Cheese Co
Restaurant
Salt & Twist
Restaurant
+1 more within 5 miles
🏫 Schools(10)
Oceana High School
School
Lawson School
Center School
Girdle Road School
Eagle School
+5 more within 5 miles
🌳 Parks(8)
+5 more within 5 miles
🚴 Trails(4)
Hart-Montague Bicycle Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
⚡ EV Charging(1)
EV Connect
EV Charging
Frequently asked about McKinley Rd & Wood St Area
- What do homes cost in McKinley Rd & Wood St Area?
- The median home value in McKinley Rd & Wood St Area is about $228,000. Individual prices vary by street, size, and condition.
- How active is the McKinley Rd & Wood St Area housing market?
- there is 1 home for sale in McKinley Rd & Wood St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve McKinley Rd & Wood St Area?
- McKinley Rd & Wood St Area is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is McKinley Rd & Wood St Area walkable?
- McKinley Rd & Wood St Area scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in McKinley Rd & Wood St Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.