Mccarthys Sub
Lake life, small town feel
Median $288K·Walkability 3.3/10·Schools 5.5/10
Late afternoon light hits these modest, well-kept homes best, when the whole forty-two-acre grid softens into something genuinely pleasant. McCarthy's Sub sits in the Lampe Sub Area, where quarter-acre lots and straightforward ranch architecture let the neighborhood breathe without pretense. Mercury Park is a short walk away, and seven parks sit within a mile—enough green space that you're not staring at driveways from your porch. Downtown Grand Rapids is under an hour, and the Grand Haven beach hits in six minutes flat when you need to remember why you live in Michigan.
Why people love it here
Near the water
- 35 parks within 1 mile
- Mercury Park: 12 min walk
- Grand River Explorers Trail: 12 min walk
$288K median
- 7 sales in last 12mo
White Pines Intermediate School
- Middle — 0.8 mi away
- Grand Haven Area
- 4 rated schools in district
Conventional Mortgage Calculator
Median home price in Mccarthys Sub
Estimated Monthly Payment
$1,952/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
7 homes sold in Mccarthys Sub this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Mercury Park
0.3 mi
Parks Nearby
35
within 1 mile
Median Sale Price
$288K
7 sales in last 12mo
Parcels / Units
83
Median Lot Size
0.36 ac
0.27 ac – 0.98 ac
Homeowner Rate
90.4%
Principal residence
Based on 10 rated schools nearby
Range: 2/10 to 8/10
School District: Grand Haven Area Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
D&W Fresh Market
+1 more
Casa de Churros
+1 more
Whipped Cafe' & Creamery
+1 more
Hiway Inn
+1 more
Mercury Park
+1 more
Unnamed playground
Smith Bayou
Unnamed beach
Pathway
dog_park
Grand River Explorers Trail
Scott Flahive Memorial Launch
gym
Walgreens
Loutit District Library
Grand Haven 9
Crime in Mccarthys Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Mccarthys Sub home (around $287,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $51k/year in household income to qualify — an estimated monthly payment of $1,912 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,912/mo | $50,993 |
| 10% (+PMI) | $2,202/mo | $58,709 |
| 5% (+PMI) | $2,298/mo | $61,289 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Grand Haven Charter Township
Source: ghtmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$890/yr in electricity from a typical rooftop solar system
Produces ~6,489 kWh/yr · offsets ~62% of a typical home's use
Grand Haven Charter Township (Northwest Ottawa Water System)
Township water; sourced from NW Ottawa Water Treatment Plant.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Grand Haven · Source: ghtmi.gov
Utility, solar, and service details for Mccarthys Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(9)
+6 more within 5 miles
🍕 Restaurants(10)
Casa de Churros
Restaurant
Clover Bar
Restaurant
The Unicorn Tavern
Restaurant
Fast Food
Cumin Fresh Indian Kitchen
Restaurant
+5 more within 5 miles
☕ Coffee(19)
Whipped Cafe' & Creamery
Café
Starbucks Coffee Company
Café
Café
+16 more within 5 miles
🍺 Bars(16)
+13 more within 5 miles
🏫 Schools(16)
White Pines Intermediate School
Griffin School
Peach Plains School
Christian Junior High School
School
Ferry School
+11 more within 5 miles
🐕 Dog Parks(4)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+1 more within 5 miles
🚴 Trails(9)
Grand River Explorers Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+6 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
🏥 Hospitals(1)
Hospital
Frequently asked about Mccarthys Sub
- What do homes cost in Mccarthys Sub?
- The median home value in Mccarthys Sub is about $287,500. Individual prices vary by street, size, and condition.
- How active is the Mccarthys Sub housing market?
- there is 1 home for sale in Mccarthys Sub right now, and 7 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mccarthys Sub?
- Mccarthys Sub is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Mccarthys Sub walkable?
- Mccarthys Sub scores 3.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.