Matherton
Solid value in a growing area
Median $172K·Walkability 0.4/10·Schools 5.7/10
Out here, you'll find log homes perched on rolling acreage—the kind of place where a 4.5-acre parcel with Maple River views and a pole barn is a genuine listing, not a fantasy. The area sits along Fish Creek, where converted pole barns have become weekend fishing retreats and the water draws serious hunters and anglers year-round. Stone fireplaces, large rural lots, and properties measured in acres rather than square footage define the landscape. A few miles north sits the Village of Hubbardston, where older homes and commercial conversions offer smaller-lot alternatives; drive about 20 minutes and you're in Ionia or closer to larger shopping. History runs deep here—19th-century stone structures and old hotel buildings still stand as reminders of earlier settlement. This isn't suburban; it's a quiet rural stretch where space, water access, and working land matter more than density or convenience. If you're drawn to the creek, the acreage, and the relative isolation, the area delivers exactly that.
Why people love it here
$172K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Matherton
Estimated Monthly Payment
$1,168/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Pewamo-Westphalia Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shiels Tavern
Mill Pond Park
Unnamed playground
Unnamed beach
Crime in Matherton is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Matherton home (around $172,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,144 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,144/mo | $30,507 |
| 10% (+PMI) | $1,317/mo | $35,123 |
| 5% (+PMI) | $1,375/mo | $36,667 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
North Plains Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$875/yr in electricity from a typical rooftop solar system
Produces ~6,427 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Investor-owned utility.
Confirm by addressLyons-Muir Fire Department
Muir/Lyons-area FD; North Plains Twp surrounds Muir.
Services for North Plains · Source: ioniacounty.org
Utility, solar, and service details for Matherton are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Mill Pond Park
1.6 mi
Parks Nearby
0
within 1 mile
Frequently asked about Matherton
- What do homes cost in Matherton?
- The median home value in Matherton is about $172,000. Individual prices vary by street, size, and condition.
- How active is the Matherton housing market?
- there is 1 home for sale in Matherton right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Matherton?
- Matherton is served by Pewamo-Westphalia Community Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
- Is Matherton walkable?
- Matherton scores 0.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Matherton
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