Mastenbrook'S Subdivision
Surrounded by nature
Median $545K·Walkability 3.6/10·Schools 6.3/10
What surprises people about this stretch is how much water life anchors everything—Payne Lake runs through the middle of the neighborhood, all-sports and ringed with private decks, docks, and views that shift with the season. Lots run deep, half-acre parcels are common, and the homes sit far enough apart that you're not hearing your neighbor's lawn mower. Duck Lake sits just a tenth of a mile away, and there's a public access point to Payne Lake a short walk from most addresses, so the water isn't locked behind gates—it's part of the daily rhythm out here.
Why people love it here
Near the water
- Gun Lake — 1.8 mi
- 10 parks within 1 mile
- Chief Noonday Lake: 11 min walk
- Little Payne Lake: 6 min bike
$545K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Mastenbrook'S Subdivision
Estimated Monthly Payment
$3,700/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Payne Lake Public Access
0.3 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Gun Lake
1.8 mi
Based on 3 rated schools nearby
Range: 6/10 to 7/10
School District: Thornapple Kellogg School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Meat Market on Gun Lake
Sand Bar & Grill
Payne Lake Public Access
+1 more
Yankee Springs Township Park Playground
Chief Noonday Lake
+1 more
Beach at Gun Lake
Chief Noonday Trail
Shortcut
Gun Lake Gym
Crime in Mastenbrook'S Subdivision is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Mastenbrook'S Subdivision home (around $545,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $97k/year in household income to qualify — an estimated monthly payment of $3,625 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,625/mo | $96,665 |
| 10% (+PMI) | $4,173/mo | $111,292 |
| 5% (+PMI) | $4,357/mo | $116,183 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Mastenbrook'S Subdivision are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
🍕 Restaurants(4)
Restaurant
Fast Food
Fast Food
Tujax Tu
Restaurant
💪 Gyms(1)
Gun Lake Gym
Fitness Center
Frequently asked about Mastenbrook'S Subdivision
- What do homes cost in Mastenbrook'S Subdivision?
- The median home value in Mastenbrook'S Subdivision is about $545,000. Individual prices vary by street, size, and condition.
- What schools serve Mastenbrook'S Subdivision?
- Mastenbrook'S Subdivision is served by Thornapple Kellogg School District. Its highest-rated assigned school is Thornapple Kellogg Middle School (7/10).
- Is Mastenbrook'S Subdivision walkable?
- Mastenbrook'S Subdivision scores 3.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Mastenbrook'S Subdivision
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.