Marlacoba Terrace
Strong schools draw families here
Median $398K·Walkability 1.7/10·Schools 6.2/10
Marlacoba Terrace spreads across 12 acres of residential lots—each running roughly 0.44 acres—in the Timberline Acres West Area, where you're just far enough from the noise of downtown Grand Rapids (45 minutes away) but close enough that a 29-minute drive lands you at the Grand Haven beach. The West Ottawa Public School District serves the subdivision, and there's real green space nearby: Albert C. Keppel Forest Preserve sits an 8-minute walk away, with four parks clustered within a mile. A coffee shop is about 1.3 miles down the road, and a restaurant about 1.5 miles. Homes here run around $529K, with that particular Michigan quality of space and reasonable commute distance that stops you from looking further west—or further out.
Why people love it here
Lakewood Elementary School
- Elementary — 0.5 mi away
- West Ottawa
- 3 rated schools in district
$398K median
- Based on 3yr sales
Park-rich area
- 20 parks within 1 mile
- Unnamed bike_path: 9 min walk
- Timberline Acres West Area Trail: 9 min walk
Conventional Mortgage Calculator
Median home price in Marlacoba Terrace
Estimated Monthly Payment
$2,702/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 6 rated schools nearby
Range: 3/10 to 9/10
School District: West Ottawa Public School District
Median Sale Price
$398K
Based on 3yr sales
Parcels / Units
22
Median Lot Size
0.39 ac
0.39 ac – 0.97 ac
Homeowner Rate
81.8%
Principal residence
Flood Risk
None
Not in flood zone
Nearest Park
Albert C. Keppel Forest Preserve
0.4 mi
Parks Nearby
20
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Down the Hatch Party Store
Caribbean Sunrise
+1 more
Bowerman Blueberries Farm Market
+1 more
Lolo's Bar & Grill
+1 more
Albert C. Keppel Forest Preserve
+1 more
Unnamed playground
Lake Macatawa
Tunnel Park Beach
+1 more
Legacy trail
Park Township Dog Park
Unnamed bike_path
Lake Macatawa Launch
Elite Fitness Development
144th North of Butternut (Family Fare)
Walgreens
Herrick District Library North Branch
daycare
Sperry's Moviehouse
Crime in Marlacoba Terrace is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Marlacoba Terrace home (around $398,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,647 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,647/mo | $70,592 |
| 10% (+PMI) | $3,048/mo | $81,274 |
| 5% (+PMI) | $3,182/mo | $84,845 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,462 kWh/yr · offsets ~62% of a typical home's use
Park Township (partly served via Holland Charter Township) / private well
Portions served by Holland Charter Twp water; rural areas on wells.
Park Township / Septic - individual
Partial sewer service; remaining areas on septic.
Resident-arranged hauler + township yard-waste sites
Curbside via private haulers; township provides yard-waste recycling locations.
SEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Sheriff E-Unit/community policing deputies funded by township millage, in partnership with Holland Twp.
Services for Park · Source: parktownship.org
Utility, solar, and service details for Marlacoba Terrace are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
Down the Hatch Party Store
Grocery Store
Grocery Store
Family Fare Supermarket
Grocery Store
+7 more within 5 miles
🍕 Restaurants(10)
Caribbean Sunrise
Restaurant
The Quarterdeck Bar & Grill
Restaurant
Boxed up kitchen
Restaurant
Restaurant
Dining Hall
Restaurant
+5 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(15)
+12 more within 5 miles
🏫 Schools(15)
+10 more within 5 miles
💪 Gyms(3)
Elite Fitness Development
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Park Township Dog Park
Dog Park
🚴 Trails(6)
Bike Path
Bike Path
Unnamed bike_path
Bike Path
Timberline Acres West Area Trail
Bike Path
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(2)
Little Kingdom Warriors Academy LLC.
Childcare Center
Childcare Center
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Theil Research Center
⚡ EV Charging(1)
City of Holland City Hall
EV Charging
Frequently asked about Marlacoba Terrace
- What do homes cost in Marlacoba Terrace?
- The median home value in Marlacoba Terrace is about $398,000. Individual prices vary by street, size, and condition.
- What schools serve Marlacoba Terrace?
- Marlacoba Terrace is served by West Ottawa Public School District. Its highest-rated assigned school is Lakewood Elementary School (9/10).
- Is Marlacoba Terrace walkable?
- Marlacoba Terrace scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.