Macatawa
Surrounded by nature
Median $600K·Walkability 3.8/10·Schools 9.0/10
What might surprise you is how much lakeside living happens on a peninsula between two bodies of water—Lake Michigan and Lake Macatawa sit on either side of the neighborhood, which means waterfront access and boat launches are woven into daily life out here. The area has deep roots as a 20th-century resort destination, and you can still feel that legacy in the historic cottages and gated community character, though modern homes with private docks now mix alongside the older architecture. Water sports define the season: boating, fishing, swimming, and skiing draw people from across the Midwest. The Macatawa Bay Yacht Club, one of Michigan's oldest, anchors the maritime culture. Public lake access sits just a short block from many homes, and Holland State Park and its sandy beaches are minutes away—Tunnel Park is close enough for sunset walks. Jenison Park offers another waterfront option nearby. The feel is quieter and more spread out than typical subdivisions; many lots run nearly half an acre, and the tree-lined streets keep things peaceful. A good mix of seasonal and year-round residents means the neighborhood shifts with the seasons, which lends it a flexible, unhurried rhythm.
Why people love it here
Near the water
- Lake Macatawa — 1.7 mi
- 10 parks within 1 mile
- Macatawa Park Beach: 3 min walk
- Sanctuary Woods: 10 min bike
$600K median
- 42 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Macatawa
Estimated Monthly Payment
$4,073/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
42 homes sold in Macatawa this year. Thinking of selling?
See what your home is worthBased on 1 rated school nearby
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Central Park Market
Sanctuary Woods
Unnamed playground
Macatawa Park Beach
Kollen Park Launch
Myrtle North of 32nd
+1 more
Walgreens
Sperry's Moviehouse
Crime in Macatawa is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Macatawa home (around $600,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $108k/year in household income to qualify — an estimated monthly payment of $4,045 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,045/mo | $107,856 |
| 10% (+PMI) | $4,655/mo | $124,138 |
| 5% (+PMI) | $4,860/mo | $129,613 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Macatawa, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$870/yr in electricity from a typical rooftop solar system
Produces ~6,347 kWh/yr · offsets ~60% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler + township yard-waste sites
Curbside via private haulers; township provides yard-waste recycling locations.
SEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Sheriff E-Unit/community policing deputies funded by township millage, in partnership with Holland Twp.
Services for Park · Source: parktownship.org
Utility, solar, and service details for Macatawa are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(5)
Down the Hatch Party Store
Grocery Store
Grocery Store
Supermercado La Reina
Grocery Store
+2 more within 5 miles
🍕 Restaurants(7)
Beachplace at Holland Park Cafe
Restaurant
Holland Park Cafe
Fast Food
Dune Dogz & Treats
Restaurant
windmill
Restaurant
Restaurant
+2 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(18)
Lakewood School
Lakeview Early Childhood Center
Dragonflies Discovery Preschool
Knoll School
+13 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(1)
Park Township Dog Park
Dog Park
🚴 Trails(4)
+1 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(1)
Walgreens
Pharmacy
👶 Childcare(1)
Childcare Center
🏥 Hospitals(1)
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Macatawa? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Macatawa
- What do homes cost in Macatawa?
- The median home value in Macatawa is about $600,000. Individual prices vary by street, size, and condition.
- How active is the Macatawa housing market?
- there are 10 homes for sale in Macatawa right now, and 42 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Macatawa walkable?
- Macatawa scores 3.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Macatawa
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