Lower Scott Lake
Surrounded by nature
Median $428K·Walkability 1.5/10·Schools 4.0/10
This 369-acre community in Kent County offers spacious living with median lot sizes of 0.39 acres, providing residents plenty of room to spread out and enjoy outdoor activities. The area attracts those seeking a quieter, more relaxed lifestyle while maintaining reasonable access to Grand Rapids amenities.
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Why people love it here
Lake life
- Lower Scott Lake within walking distance
- Lower Scott Lake: 8 min bike
- Upper Scott Lake: 10 min bike
$428K median
- 2 recent sales
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Lower Scott Lake
Estimated Monthly Payment
$2,905/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Swan Creek Preserve
5.9 mi
Parks Nearby
0
within 1 mile
Based on 1 rated school nearby
School District: Bloomingdale Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lower Scott Lake
Crime in Lower Scott Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Lower Scott Lake home (around $427,940) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $77k/year in household income to qualify — an estimated monthly payment of $2,887 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,887/mo | $76,987 |
| 10% (+PMI) | $3,323/mo | $88,608 |
| 5% (+PMI) | $3,469/mo | $92,516 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$873/yr in electricity from a typical rooftop solar system
Produces ~6,371 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Lee Township · Source: leetownship.org
Utility, solar, and service details for Lower Scott Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Lower Scott Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Lower Scott Lake
- What do homes cost in Lower Scott Lake?
- The median home value in Lower Scott Lake is about $427,940. Individual prices vary by street, size, and condition.
- How active is the Lower Scott Lake housing market?
- no homes are listed in Lower Scott Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lower Scott Lake?
- Lower Scott Lake is served by Bloomingdale Public School District. Its highest-rated assigned school is Pullman Elementary School (4/10).
- Is Lower Scott Lake walkable?
- Lower Scott Lake scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Lower Scott Lake
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