Lower Lake Subdivision
Great schools with outdoor access
Median $326K·Walkability 0.5/10·Schools 8.0/10
Twin Lakes sits practically at your doorstep out here—just a tenth of a mile away—making this the kind of place where water access shapes your weekend rhythm without any real effort. Middle Lake Public Access is about a mile down the road if you want a different shoreline to explore, and the grocery store runs three miles out, which feels fine once you settle in and know the route. Restaurants are similarly close at under three miles, so you're not completely isolated, just pleasantly removed from the everyday hustle; Gerald R. Ford Airport is roughly 42 minutes away when you need it. The subdivision itself sits in that sweet spot where you've got land and quiet but haven't sacrificed convenience entirely—just the kind of calculus that makes sense when you're choosing where to actually live, not just moving to check a box.
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Why people love it here
Northeastern Elementary School
- Elementary — 3.1 mi away
- Hastings Area
- 1 rated school in district
Near the water
- Middle Lake — 0.9 mi
- Middle Lake: 7 min drive
- Leach Lake Public Access: 8 min drive
$326K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Lower Lake Subdivision
Estimated Monthly Payment
$2,214/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Hastings Area School District
Flood Risk
None
Not in flood zone
Nearest Park
Middle Lake Public Access
1.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Middle Lake
0.9 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leach Lake Public Access
Middle Lake
East
Childcare Center on W Vedder Rd
Hastings 4
Crime in Lower Lake Subdivision is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Lower Lake Subdivision home (around $326,100) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,197 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,197/mo | $58,574 |
| 10% (+PMI) | $2,528/mo | $67,417 |
| 5% (+PMI) | $2,640/mo | $70,390 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$920/yr in electricity from a typical rooftop solar system
Produces ~6,435 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Lower Lake Subdivision are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(5)
🍺 Bars(3)
🏫 Schools(12)
Altoff School
Ragla School
Fisher School
Northeastern School
Rogers School
+7 more within 5 miles
💪 Gyms(4)
Fitness Center
Grit Strength Systems
Fitness Center
DeepWater Grappling and Striking House
Fitness Center
+1 more within 5 miles
🐕 Dog Parks(1)
Hastings Dog Park
Dog Park
🚴 Trails(4)
Hastings Riverwalk
Bike Path
Thornapple Plaza Trail
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
💊 Pharmacies(1)
Hastings Pharmacy
Pharmacy
👶 Childcare(1)
Childcare Center on W Vedder Rd
Childcare Center
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Lower Lake Subdivision? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Lower Lake Subdivision
- What do homes cost in Lower Lake Subdivision?
- The median home value in Lower Lake Subdivision is about $326,100. Individual prices vary by street, size, and condition.
- How active is the Lower Lake Subdivision housing market?
- there is 1 home for sale in Lower Lake Subdivision right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lower Lake Subdivision?
- Lower Lake Subdivision is served by Hastings Area School District. Its highest-rated assigned school is Northeastern Elementary School (8/10).
- Is Lower Lake Subdivision walkable?
- Lower Lake Subdivision scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Lower Lake Subdivision
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