Locke Plat
Solid value in a growing area
Median $224K·Walkability 4.3/10·Schools 4.0/10
Driving through Locke Plat, you move past modest ranch and Cape Cod homes on tree-lined streets that feel both settled and accessible—the kind of place where 20 acres somehow manages to stay connected to everything around it. Homes here run around $224K, and the subdivision sits within Shawmut Hills, a northwest corner of Grand Rapids known for rolling terrain and mature trees that turn spectacular in fall. Downtown is 10 minutes away, and you're steps from transit if you need it.
Why people love it here
$224K median
- 1 recent sale
Park-rich area
- 30 parks within 1 mile
- Shawmut Hills Park: 12 min walk
- Shawmut Park: 7 min bike
Notable nearby
Conventional Mortgage Calculator
Median home price in Locke Plat
Estimated Monthly Payment
$1,517/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Brian Dyk Nature Preserve
0.4 mi
Parks Nearby
30
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare Supermarket
Sandy's Donuts
+1 more
Starbucks Coffee Company
+1 more
Bestside
+1 more
Shawmut Hills Park
+1 more
Unnamed playground
Lake Leota
Millennium Park Beach
Sibley Tunnel
Covell Dog Park
Fred Meijer Standale Trail
Comstock Riverside Park Launch
Planet Fitness
Leonard/Fairfield (EB)
+1 more
Rite Aid
West Leonard Library
+1 more
Kenowa Hills Early Childhood Center
Celebration Cinema Studio Park
Based on 11 rated schools nearby
Range: 2/10 to 6/10
School District: Grand Rapids Public Schools
Crime in Locke Plat is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Locke Plat home (around $223,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,487 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,487/mo | $39,642 |
| 10% (+PMI) | $1,711/mo | $45,640 |
| 5% (+PMI) | $1,787/mo | $47,646 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,470 kWh/yr · offsets ~62% of a typical home's use
City of Grand Rapids Water System
Regional water provider serving ~280,000 across Kent and Ottawa counties.
City of Grand Rapids Environmental Services (Water Resource Recovery Facility)
WRRF treats ~40 MGD of wastewater.
City of Grand Rapids Refuse & Recycling
City-run refuse/recycling cart program for residents.
Consumers Energy Co · ~13.7¢/kWh
Investor-owned utility serving the region.
Confirm by addressDTE Energy
DTE Gas serves much of Grand Rapids natural gas; verify by address.
Confirm by addressServices for Grand Rapids · Source: grandrapidsmi.gov
Utility, solar, and service details for Locke Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(27)
Family Fare
Grocery Store
Family Fare Supermarket
Grocery Store
bp
Grocery Store
+24 more within 5 miles
🍕 Restaurants(7)
Sandy's Donuts
Restaurant
Deliciosos Antojitos
Restaurant
Restaurant
Mr Burger
Restaurant
Big Apple Bagels
Fast Food
+2 more within 5 miles
☕ Coffee(13)
+10 more within 5 miles
🍺 Bars(14)
+11 more within 5 miles
🏫 Schools(30)
+25 more within 5 miles
💪 Gyms(9)
Planet Fitness
Fitness Center
Family Fitness
Fitness Center
Walker Ice & Fitness Center
Fitness Center
+6 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(6)
Covell Dog Park
Dog Park
Richmond Hills Dog Park
Dog Park
Downtown Westside Dog Park
Dog Park
+3 more within 5 miles
🚴 Trails(5)
South Standale Trail
Bike Path
Fred Meijer Standale Trail
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(8)
+5 more within 5 miles
👶 Childcare(1)
Kenowa Hills Early Childhood Center
Daycare
📚 Libraries(7)
+4 more within 5 miles
⚡ EV Charging(4)
EV Charging
Unnamed ev_charging
EV Charging
Unnamed ev_charging
EV Charging
Frequently asked about Locke Plat
- What do homes cost in Locke Plat?
- The median home value in Locke Plat is about $223,500. Individual prices vary by street, size, and condition.
- How active is the Locke Plat housing market?
- no homes are listed in Locke Plat right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Locke Plat?
- Locke Plat is served by Grand Rapids Public Schools. Its highest-rated assigned school is Center for Economicology (8/10).
- Is Locke Plat walkable?
- Locke Plat scores 4.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.