Lincoln Township (County-subdivision) Zone 1 Area
Room to spread out, great value
3 homes for sale·Median $307K·Walkability 0.0/10·Schools 6.0/10
Out here, Lake Michigan sits at the very edge—practically at your property line—making water access a defining feature for those with land along the shoreline. The area spans nearly 23,000 acres of rolling terrain where acreage matters; most parcels run well over 17 acres, the kind of spread that lets you breathe, build a pole barn, stock a pond, or simply disappear into your own corner of things. You'll find ranch homes and contemporary builds scattered across the landscape, many with updated exteriors and solid bones, and the neighborhood's draw isn't density but distance—space between you and the next mailbox. A restaurant lands about a mile down the road whenever you need to venture out; the coffee shop is a short drive at 2.3 miles. This is land-first country where a half-acre lot would feel cramped, where a three-car garage and multiple outbuildings are practical, not luxurious, and where the quiet comes from acreage, not zoning laws.
Why people love it here
15.0 acre avg lots
- 1,290 homes
$307K median
- 10 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Lincoln Township (County-subdivision) Zone 1 Area
Estimated Monthly Payment
$2,084/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
10 homes sold in Lincoln Township (County-subdivision) Zone 1 Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$307K
10 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Unnamed park
4.1 mi
Based on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake No Sho Mo
Crime in Lincoln Township (County-subdivision) Zone 1 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Lincoln Township (County-subdivision) Zone 1 Area home (around $306,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,042 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,042/mo | $54,443 |
| 10% (+PMI) | $2,351/mo | $62,681 |
| 5% (+PMI) | $2,454/mo | $65,435 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$15K/acre
Median asking
Median Price
$57K
Per listing
Who actually lends in Lincoln Township (County-subdivision) Zone 1 Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$893/yr in electricity from a typical rooftop solar system
Produces ~6,249 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Lincoln Township (County-subdivision) Zone 1 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
4.1 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(6)
+1 more within 5 miles
🍺 Bars(1)
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(4)
White Pine Trail
Bike Path
White Pine Trail
Bike Path
White Pine Trail
Bike Path
+1 more within 5 miles
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Lincoln Township (County-subdivision) Zone 1 Area
- What do homes cost in Lincoln Township (County-subdivision) Zone 1 Area?
- The median home value in Lincoln Township (County-subdivision) Zone 1 Area is about $306,950. Individual prices vary by street, size, and condition.
- How active is the Lincoln Township (County-subdivision) Zone 1 Area housing market?
- there are 3 homes for sale in Lincoln Township (County-subdivision) Zone 1 Area right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lincoln Township (County-subdivision) Zone 1 Area?
- Lincoln Township (County-subdivision) Zone 1 Area is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
- Is Lincoln Township (County-subdivision) Zone 1 Area walkable?
- Lincoln Township (County-subdivision) Zone 1 Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.