Lazy Acres
Solid value in a growing area
Median $239K·Schools 3.7/10
You expect a lakeside platted subdivision to deliver waterfront lots and marina access. What you actually find here is something smaller and more genuine—a quiet stretch of West Michigan where two shallow, no-wake lakes (Little Star Lake and Putman Lake) anchor a handful of modest homes tucked among the trees. The lots are wooded and generous, the roads are unpaved, and the water is genuinely clean for fishing—perch, largemouth bass, bluegill, pike. Hungerford Lake Recreation Area sits less than a mile away if you need more open space.
Why people love it here
$239K median
- 1 recent sale
Mortgage Calculator
Median home price in Lazy Acres
Estimated Monthly Payment
$1,623/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Lazy Acres is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Lazy Acres home (around $239,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,582 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,582/mo | $42,190 |
| 10% (+PMI) | $1,822/mo | $48,579 |
| 5% (+PMI) | $1,902/mo | $50,711 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.2 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(4)
Restaurant
Subway
Fast Food
Pompeiis Pizza
Restaurant
Fast Food
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(1)
Pere Marquette State Trail
Bike Path
Frequently asked about Lazy Acres
- What do homes cost in Lazy Acres?
- The median home value in Lazy Acres is about $239,000. Individual prices vary by street, size, and condition.
- How active is the Lazy Acres housing market?
- no homes are listed in Lazy Acres right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lazy Acres?
- Lazy Acres is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Lazy Acres
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