Lake Steven Subdivision No 1
Solid value in a growing area
Median $320K·Schools 5.5/10
Waking up out here means you're surrounded by immediate outdoor space; you're not fighting traffic to find green. Groceries run about four miles out, which is the real trade-off for the land and quiet—nothing's hyperlocal, but it's not remote either. It's the kind of setup where you get genuine separation from the suburban cluster without actually being isolated.
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Why people love it here
$320K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Lake Steven Subdivision No 1
Estimated Monthly Payment
$2,172/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 4/10 to 7/10
School District: Carson City-Crystal Area Schools
Crime in Lake Steven Subdivision No 1 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Lake Steven Subdivision No 1 home (around $320,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $57k/year in household income to qualify — an estimated monthly payment of $2,155 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,155/mo | $57,478 |
| 10% (+PMI) | $2,481/mo | $66,156 |
| 5% (+PMI) | $2,590/mo | $69,073 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Mud Lake Public Access
2.8 mi
Parks Nearby
0
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Lake Steven Subdivision No 1? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Lake Steven Subdivision No 1
- What do homes cost in Lake Steven Subdivision No 1?
- The median home value in Lake Steven Subdivision No 1 is about $320,000. Individual prices vary by street, size, and condition.
- How active is the Lake Steven Subdivision No 1 housing market?
- there is 1 home for sale in Lake Steven Subdivision No 1 right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lake Steven Subdivision No 1?
- Lake Steven Subdivision No 1 is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
Top contributors in Lake Steven Subdivision No 1
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