Lake Macatawa
Great schools with outdoor access
Median $1.2M·Walkability 3.0/10·Schools 5.3/10
An exclusive waterfront community along Lake Macatawa's pristine shores, this area offers some of West Michigan's most coveted lakefront living. Properties here feature generous lot sizes averaging nearly half an acre, with many homes boasting 50 to over 200 feet of private lake frontage. The community combines luxury estates with comfortable cottage-style retreats, all positioned to capture stunning sunset views and easy access to Lake Michigan through the connecting channel.
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Why people love it here
Lake life
- Lake Macatawa within walking distance
- 10 parks within 1 mile
- Unnamed bike path: 11 min walk
- Bay Meadows Area Trail: 11 min walk
$1.2M median
- 10 sales in last 12mo
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Lake Macatawa
Estimated Monthly Payment
$8,231/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
10 homes sold in Lake Macatawa this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Community Park
0.7 mi
Parks Nearby
10
within 1 mile
Based on 10 rated schools nearby
Range: 2/10 to 9/10
School District: West Ottawa Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Down the Hatch Party Store
Boxed up kitchen
Kin Coffee and Craft House
Anchor Party Store
Winstrom Park and Nature Preserve
Unnamed playground
Lake Macatawa
Sunset Bluff Beach
+1 more
Park Township Dog Park
Unnamed bike path
Lake Macatawa Launch
Pure Barre
CVS Pharmacy
Theil Research Center
daycare
Sperry's Moviehouse
Crime in Lake Macatawa is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Lake Macatawa home (around $1,212,500) at today's 6.69% 30-year fixed rate with 20% down, you'd need roughly $218k/year in household income to qualify — an estimated monthly payment of $8,193 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $8,193/mo | $218,474 |
| 10% (+PMI) | $9,429/mo | $251,441 |
| 5% (+PMI) | $9,845/mo | $262,536 |
Estimates use a 6.69% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Lake Macatawa, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$877/yr in electricity from a typical rooftop solar system
Produces ~6,395 kWh/yr · offsets ~61% of a typical home's use
Park Township (partly served via Holland Charter Township) / private well
Portions served by Holland Charter Twp water; rural areas on wells.
Park Township / Septic - individual
Partial sewer service; remaining areas on septic.
Resident-arranged hauler + township yard-waste sites
Curbside via private haulers; township provides yard-waste recycling locations.
SEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Sheriff E-Unit/community policing deputies funded by township millage, in partnership with Holland Twp.
Services for Park Township · Source: parktownship.org
Utility, solar, and service details for Lake Macatawa are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(25)
Grocery Store
Down the Hatch Party Store
Grocery Store
Supermarket Rosie
Grocery Store
+22 more within 5 miles
🍕 Restaurants(7)
Repp's Landing
Restaurant
Restaurant
Fast Food
Boxed up kitchen
Restaurant
Margarita’s
Restaurant
+2 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🏫 Schools(26)
+21 more within 5 miles
💪 Gyms(12)
Elite Fitness Development
Fitness Center
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
+9 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(4)
Bay Meadows Area Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Childcare Center
Little Kingdom Warriors Academy LLC.
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
⚡ EV Charging(3)
City of Holland City Hall
EV Charging
ChargePoint
EV Charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Lake Macatawa? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Lake Macatawa
- What do homes cost in Lake Macatawa?
- The median home value in Lake Macatawa is about $1,212,500. Individual prices vary by street, size, and condition.
- How active is the Lake Macatawa housing market?
- there are 14 homes for sale in Lake Macatawa right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lake Macatawa?
- Lake Macatawa is served by West Ottawa Public School District. Its highest-rated assigned school is Waukazoo Elementary School (7/10).
- Is Lake Macatawa walkable?
- Lake Macatawa scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Lake Macatawa
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