Lake Bella Vista
Great schools with outdoor access
Median $534K·Walkability 1.6/10·Schools 8.4/10
This lakefront community centers around the pristine waters of Lake Bella Vista, offering residents a rare combination of luxury living and natural beauty just minutes from Rockford. With generous lot sizes averaging nearly half an acre and stunning lake frontage properties, the area provides an intimate, resort-like atmosphere where many homes feature private beaches and direct water access for swimming, boating, and paddleboarding.
Why people love it here
Lake life
- Lake Bella Vista within walking distance
- 5 parks within 1 mile
- Lake Bella Vista: 0 min walk
- North Lake Bella Vista: 5 min walk
Crestwood Elementary School
- Elementary — 1.9 mi away
- Rockford
- 5 rated schools in district
$534K median
- 3 sales in last 12mo
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Lake Bella Vista
Estimated Monthly Payment
$3,622/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Lake Bella Vista this year. Thinking of selling?
See what your home is worthBased on 8 rated schools nearby
Range: 7/10 to 10/10
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Town Square
0.7 mi
Parks Nearby
5
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ric's Food Center
Mitten Pizza Company
+1 more
Biggby Coffee
Timbers Inn Restaurant & Tavern
Town Square
+1 more
Unnamed playground
Lake Bella Vista
+1 more
Richardson-Sowerby Park Beach
Cannon Trail
Multiuse Path
Rockford - Rogue River Launch
Krause Memorial Library
Crime in Lake Bella Vista is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Lake Bella Vista home (around $533,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $95k/year in household income to qualify — an estimated monthly payment of $3,548 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,548/mo | $94,626 |
| 10% (+PMI) | $4,085/mo | $108,943 |
| 5% (+PMI) | $4,265/mo | $113,731 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,416 kWh/yr · offsets ~61% of a typical home's use
Private well (limited municipal water)
Largely rural on private well; utility billing 616-874-6966.
North Kent Sewer Authority (serviced areas); septic rural
Member of North Kent Sewer Authority (PARCC Side Clean Water Plant) with Rockford/Alpine/Courtland/Plainfield; rural on septic.
Resident-arranged private hauler
Services for Cannon · Source: cannontwp.gov
Utility, solar, and service details for Lake Bella Vista are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(8)
Ric's Food Center
Grocery Store
Ric's
Grocery Store
Family Fare Supermarket
Grocery Store
+5 more within 5 miles
🍕 Restaurants(10)
Frosty Boy
Fast Food
Mitten Pizza Company
Restaurant
Vitale's of Lake Bella Vista
Restaurant
Vitale's Pizza
Restaurant
+5 more within 5 miles
☕ Coffee(16)
+13 more within 5 miles
🍺 Bars(18)
+15 more within 5 miles
🏫 Schools(9)
Crestwood School
Lakes School
Parkside Elementary
School
Blessed Virgin School
+4 more within 5 miles
💪 Gyms(4)
Fitness Center
MVP Fitness
Fitness Center
Fitness Center on Unnamed
Fitness Center
+1 more within 5 miles
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
📚 Libraries(1)
Krause Memorial Library
Frequently asked about Lake Bella Vista
- What do homes cost in Lake Bella Vista?
- The median home value in Lake Bella Vista is about $533,500. Individual prices vary by street, size, and condition.
- How active is the Lake Bella Vista housing market?
- no homes are listed in Lake Bella Vista right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lake Bella Vista?
- Lake Bella Vista is served by Rockford Public Schools. Its highest-rated assigned school is Crestwood Elementary School (9/10).
- Is Lake Bella Vista walkable?
- Lake Bella Vista scores 1.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Lake Bella Vista
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.