Kozy Korner Resort
Surrounded by nature
Median $431K·Schools 5.0/10
Mornings here are magic—that hour when the lake mist is still hanging over the water and the light hits the shoreline just right. This stretch sits steps from Derby Lake, a 118-acre all-sports lake where residents cast lines from private docks, anchor boats in summer, and watch the water change with the seasons. The platted lots give you real land to work with, and the homes that cluster here lean into that lake-house simplicity: covered porches, views from both levels, open kitchens built for long dinners before sunset. It's a short drive to coffee or a meal, but most mornings people seem content to stay put, on their own slice of waterfront, watching the day unfold.
Why people love it here
Lake life
- Derby Lake within walking distance
- 5 parks within 1 mile
$431K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Kozy Korner Resort
Estimated Monthly Payment
$2,925/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Derby Lake Public Access
0.7 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Derby Lake
0.3 mi
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Crime in Kozy Korner Resort is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Kozy Korner Resort home (around $430,915) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $76k/year in household income to qualify — an estimated monthly payment of $2,853 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,853/mo | $76,068 |
| 10% (+PMI) | $3,285/mo | $87,588 |
| 5% (+PMI) | $3,429/mo | $91,432 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
🍕 Restaurants(2)
Fast Food
🏫 Schools(2)
🚴 Trails(6)
Fred Meijer Heartland Trail
Bike Path
Fred Meijer Heartland Trail
Bike Path
Fred Meijer Heartland Trail
Bike Path
+3 more within 5 miles
👶 Childcare(1)
Hundred Acre Woods Daycare
Childcare Center
🏥 Hospitals(1)
Hospital
Frequently asked about Kozy Korner Resort
- What do homes cost in Kozy Korner Resort?
- The median home value in Kozy Korner Resort is about $430,915. Individual prices vary by street, size, and condition.
- What schools serve Kozy Korner Resort?
- Kozy Korner Resort is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
Top contributors in Kozy Korner Resort
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