Kimberly
Solid value in a growing area
Median $70K·Schools 3.7/10
The shoreline is close enough that you catch the shift in air—that mineral-fresh pull from Lake Michigan just under a mile away. The neighborhood itself spreads quietly across the inland side, a modest platted subdivision where the streets curve gently and the lots hold breathing room. Everything here feels unhurried, the kind of place where you can actually hear the seasons changing. A park sits about two miles out, which means green space and trails are a short drive when you want them, though the proximity to the water means most people find their walking room closer to home.
Why people love it here
$70K median
- 1 recent sale
Mortgage Calculator
Median home price in Kimberly
Estimated Monthly Payment
$475/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Kimberly is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Kimberly home (around $69,900) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $12k/year in household income to qualify — an estimated monthly payment of $463 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $463/mo | $12,339 |
| 10% (+PMI) | $533/mo | $14,208 |
| 5% (+PMI) | $556/mo | $14,831 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Township Park
2.3 mi
Parks Nearby
0
within 1 mile
Frequently asked about Kimberly
- What do homes cost in Kimberly?
- The median home value in Kimberly is about $69,900. Individual prices vary by street, size, and condition.
- How active is the Kimberly housing market?
- no homes are listed in Kimberly right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Kimberly?
- Kimberly is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Kimberly
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