Jefferson Rd & E Hammett Rd Area
Explore this community
Median $127K·Walkability 0.0/10·Schools 5.5/10
Driving out here feels like leaving the rush behind—long stretches of rural road where the landscape opens up and space becomes the main amenity. Properties sit on acreage measured in ones and twos, many backing onto wooded land or water views that come with the territory; a few have ponds on the property itself, and creeks wind through backyards where mature shade trees have had decades to settle in. The area sits less than 13 miles from Lake Michigan, and the Manistee National Forest–White Cloud Unit is just 2 miles away, making it easy to slip into trail country when the mood strikes. Farmhouses with original oak trim and turn-of-the-century bones anchor the landscape, alongside newer builds on country lots with room for garages, RV pads, and the kind of quiet you can actually hear—the real kind, not a marketing promise.
Why people love it here
Hart High School
- High — 10.7 mi away
- Hart
- 3 rated schools in district
$127K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Jefferson Rd & E Hammett Rd Area
Estimated Monthly Payment
$864/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 4 rated schools nearby
Range: 3/10 to 8/10
School District: Hart Public School District
Crime in Jefferson Rd & E Hammett Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Jefferson Rd & E Hammett Rd Area home (around $127,340) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $23k/year in household income to qualify — an estimated monthly payment of $847 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $847/mo | $22,586 |
| 10% (+PMI) | $975/mo | $26,003 |
| 5% (+PMI) | $1,018/mo | $27,146 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,239 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Jefferson Rd & E Hammett Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Crystal Valley County Park
2.5 mi
Parks Nearby
0
within 1 mile
Frequently asked about Jefferson Rd & E Hammett Rd Area
- What do homes cost in Jefferson Rd & E Hammett Rd Area?
- The median home value in Jefferson Rd & E Hammett Rd Area is about $127,340. Individual prices vary by street, size, and condition.
- How active is the Jefferson Rd & E Hammett Rd Area housing market?
- no homes are listed in Jefferson Rd & E Hammett Rd Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Jefferson Rd & E Hammett Rd Area?
- Jefferson Rd & E Hammett Rd Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is Jefferson Rd & E Hammett Rd Area walkable?
- Jefferson Rd & E Hammett Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Jefferson Rd & E Hammett Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.