James Street & Us-31 Southbound Area
Convenient location
Median $391K·Walkability 5.4/10·Schools 4.8/10
You've got cars passing all day and night along the main drag, and that's exactly the point—you're right on the spine of things, which means groceries, coffee, and dinner are literally steps away. Ranch homes with aluminum siding line the neighborhood, solid and unpretentious, spreading across 263 acres with room to breathe. The Lighthouse Academy serves the area, and Holland Charter Township surrounds you with its parks network; Windmill Island Gardens is under a mile out if you want to wander. Grand Haven beach hits in about 30 minutes, and Howard Dunton Park Launch gives you water access just 1.5 miles south. With nearly 300 restaurants and 84 grocery stores within a couple miles, you're not hunting for anything—it all just shows up.
Why people love it here
Walkable for daily errands
- James West of Van Ommen (Windmill Mobile Park): 5 min walk
- 9 places within a 10 min walk
Park-rich area
- 5 parks within 1 mile
- Unnamed bike_path: 7 min walk
- River Hills Sub Area Trail: 7 min walk
$391K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in James Street & Us-31 Southbound Area
Estimated Monthly Payment
$2,656/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Walmart Supercenter
+1 more
Centenario
+1 more
Joe 2 Go
+1 more
X-Golf Holland
+1 more
Zuidema Dredge Placement Facility
+1 more
Beechwood Park Playground
Savannah Lake
Unnamed beach
Dog Park at Van Raalte Farm (Small Dog Side)
+1 more
Unnamed bike_path
Howard Dunton Park Launch
Orangetheory Fitness
+1 more
James West of Van Ommen (Windmill Mobile Park)
+1 more
CVS Pharmacy
Herrick District Library North Branch
+1 more
daycare
AMC Star Holland 8
Flood Risk
None
Not in flood zone
Nearest Park
Windmill Island Gardens
0.8 mi
Parks Nearby
5
within 1 mile
Based on 5 rated schools nearby
Range: 3/10 to 7/10
School District: Lighthouse Academy
Crime in James Street & Us-31 Southbound Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced James Street & Us-31 Southbound Area home (around $391,300) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $69k/year in household income to qualify — an estimated monthly payment of $2,603 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,603/mo | $69,404 |
| 10% (+PMI) | $2,996/mo | $79,905 |
| 5% (+PMI) | $3,128/mo | $83,417 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Holland Charter Township
Source: hct.holland.mi.us · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,387 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Holland Charter Township (free seasonal disposal) + resident haulers
Township offers free trash/yard-waste disposal Apr-Oct; regular curbside via private haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred (Holland BPW serves city, not township).
Confirm by addressSEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Four full-time community policing deputies via Ottawa County Sheriff.
Services for Holland · Source: hct.holland.mi.us
Utility, solar, and service details for James Street & Us-31 Southbound Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(27)
Grocery Store
La Caribena Supermarket and Cantina
Grocery Store
Grocery Store
+24 more within 5 miles
🍕 Restaurants(10)
Wok In Wok Out
Restaurant
Taqueria Azteca
Restaurant
Centenario
Restaurant
Crazy Horse Steak House
Restaurant
Pizza Hut
Restaurant
+5 more within 5 miles
☕ Coffee(18)
+15 more within 5 miles
🍺 Bars(15)
+12 more within 5 miles
🏫 Schools(30)
West Ottawa High School
School
Holland Heights School
Black River Public School
+25 more within 5 miles
💪 Gyms(12)
Orangetheory Fitness
Fitness Center
F45 Training
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
+9 more within 5 miles
🌳 Parks(3)
🐕 Dog Parks(5)
Dog Park at Van Raalte Farm (Large Dog Side)
Dog Park
Dog Park in Country Corners Estates Area
Dog Park
+2 more within 5 miles
🚴 Trails(6)
Bike Path
Bike Path
River Hills Sub Area Trail
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Little Kingdom Warriors Academy LLC.
Childcare Center
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
⚡ EV Charging(4)
ChargePoint
EV Charging
City of Holland City Hall
EV Charging
EV Charging
Unnamed ev_charging
EV Charging
Frequently asked about James Street & Us-31 Southbound Area
- What do homes cost in James Street & Us-31 Southbound Area?
- The median home value in James Street & Us-31 Southbound Area is about $391,300. Individual prices vary by street, size, and condition.
- How active is the James Street & Us-31 Southbound Area housing market?
- no homes are listed in James Street & Us-31 Southbound Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve James Street & Us-31 Southbound Area?
- James Street & Us-31 Southbound Area is served by Lighthouse Academy. Its highest-rated assigned school is West Ottawa High School Campus (6/10).
- Is James Street & Us-31 Southbound Area walkable?
- James Street & Us-31 Southbound Area scores 5.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
