Isle O' the Wilds
Solid value in a growing area
Median $420K·Schools 3.7/10
You come out here expecting quiet woodland lots, and you get exactly that—Big Bass Lake frontage, lakefront cottages with wraparound porches and sandy beaches, the kind of place where a walkout basement and open floor plan aren't luxury upgrades, they're standard issue. Manistee National Forest sprawls within a few minutes on foot, and Lake Michigan sits just a third of a mile away, so water is less an amenity and more a fact of life. The nearest restaurant lands less than a mile down the road, and coffee is about a ten-minute drive if the morning ritual matters. These aren't tight suburban lots; they're actual properties with room to breathe, the sort of footprint that makes sense when you're living next to a lake and a national forest.
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Why people love it here
$420K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Isle O' the Wilds
Estimated Monthly Payment
$2,851/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
To buy a median-priced Isle O' the Wilds home (around $420,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $75k/year in household income to qualify — an estimated monthly payment of $2,829 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,829/mo | $75,440 |
| 10% (+PMI) | $3,256/mo | $86,830 |
| 5% (+PMI) | $3,400/mo | $90,658 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Sauble Township Ball Park
0.4 mi
Parks Nearby
10
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Isle O' the Wilds? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Isle O' the Wilds
- What do homes cost in Isle O' the Wilds?
- The median home value in Isle O' the Wilds is about $420,000. Individual prices vary by street, size, and condition.
- How active is the Isle O' the Wilds housing market?
- no homes are listed in Isle O' the Wilds right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Isle O' the Wilds?
- Isle O' the Wilds is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Isle O' the Wilds
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