Irving Charlton'S Subdivision
Surrounded by nature
Median $240K·Walkability 1.8/10·Schools 6.2/10
Out here, acre-plus lots sit back from the road on a quiet stretch where a 24-by-32 pole barn is as common as a detached garage and setback from the pavement means real breathing room. You're about 15 minutes on foot from Historic Charlton Park, close enough that a weekend walk is natural rather than an errand, and Twin Lakes lies just under a mile away if you want to stay wet without leaving the neighborhood. The nearest grocery run takes a drive, which means you're trading convenience for the kind of land and privacy that makes a custom farmhouse build—or a serious rehab project—worth the commitment here.
Why people love it here
Near the water
- Thornapple Lake — 1.2 mi
- 5 parks within 1 mile
- Paul Henry-Thornapple Trail: 11 min walk
- Log Cabin Loop Trail: 15 min walk
$240K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Irving Charlton'S Subdivision
Estimated Monthly Payment
$1,629/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Historic Charlton Park
0.9 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Thornapple Lake
1.2 mi
Based on 5 rated schools nearby
Range: 5/10 to 7/10
School District: Hastings Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Klosterman's Sports Tap
Historic Charlton Park
+1 more
Playground on E Vedder Rd
Long Lake
+1 more
Beach at Thornapple Lake
Log Cabin Loop Trail
Paul Henry-Thornapple Trail
The Other Body Shop
Hastings Public Library
Childcare Center on W Vedder Rd
Hastings 4
Crime in Irving Charlton'S Subdivision is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Irving Charlton'S Subdivision home (around $240,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,596 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,596/mo | $42,568 |
| 10% (+PMI) | $1,838/mo | $49,009 |
| 5% (+PMI) | $1,919/mo | $51,163 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$909/yr in electricity from a typical rooftop solar system
Produces ~6,360 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Irving Charlton'S Subdivision are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Tom's Meat Market
Grocery Store
🍕 Restaurants(6)
Phil's Galley
Restaurant
R&D Pizzeria
Restaurant
Mexican Connections
Restaurant
Hungry Howie's
Fast Food
Restaurant
+1 more within 5 miles
☕ Coffee(1)
State Grounds Coffee House
Café
🍺 Bars(3)
🏫 Schools(19)
Pratt School
Barry County Christian School
Striker School
Lakeview School
Barryville School
+14 more within 5 miles
💪 Gyms(2)
Fitness Center
DeepWater Grappling and Striking House
Fitness Center
🚴 Trails(3)
📚 Libraries(1)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Irving Charlton'S Subdivision
- What do homes cost in Irving Charlton'S Subdivision?
- The median home value in Irving Charlton'S Subdivision is about $240,000. Individual prices vary by street, size, and condition.
- What schools serve Irving Charlton'S Subdivision?
- Irving Charlton'S Subdivision is served by Hastings Area School District. Its highest-rated assigned school is Star Elementary School (7/10).
- Is Irving Charlton'S Subdivision walkable?
- Irving Charlton'S Subdivision scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Irving Charlton'S Subdivision
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