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Ionia Public Schools

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $275K

Why people love it here

🌊Nature & Outdoors

Lake life

  • Woodard Lake within walking distance
💰Home Values

$275K median

  • 34 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Ionia Public Schools

Estimated Monthly Payment

$1,867/mo

$
$55,000
20%
%
Principal & Interest $1,42776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

34 homes sold in Ionia Public Schools this year. Thinking of selling?

See what your home is worth

Crime in Ionia Public Schools is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.

Ionia County crime & safety stats →

To buy a median-priced Ionia Public Schools home (around $275,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $49k/year in household income to qualify — an estimated monthly payment of $1,854 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,854/mo$49,434
10% (+PMI)$2,134/mo$56,897
5% (+PMI)$2,228/mo$59,406

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Ionia Public Schools cost-of-living breakdown →

Land for sale

Listings

38 parcels

Active / pending

Typical Land Value

$26K/acre

Median asking

Median Price

$53K

Per listing

Multifamily for sale

Listings

3 buildings

Active / pending

Median Price

$265K

Per building

Price Per Unit

$88K

Median

Who actually lends in Ionia Public Schools, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~166 loans · $32M

Loans to buy a home

Conventional 76%FHA 16%VA 6%USDA 2%

Most active lenders

121st Mortgage Corporation16%
2Independent Bank13%
3Rocket Mortgage, LLC9%
4Lake Michigan Credit Union9%
5United Shore Financial Services, LLC8%
Refinances~81 loans · $12M

Homeowners refinancing an existing mortgage

Conventional 75%FHA 14%VA 12%

Most active lenders

1Rocket Mortgage, LLC15%
2Mercantile Bank12%
3United Shore Financial Services, LLC12%
4MICHIGAN ONE COMMUNITY Credit Union11%
5MMS Mortgage Services, Ltd.8%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

🛒 Grocery(5)

Ionia City Market

Grocery Store

2.6 mimap

Muir Village Market

Grocery Store

4.1 mimap

Meijer

Grocery Store

4.7 mimap

+2 more within 5 miles

🍕 Restaurants(5)

Aunt Stephie's

Restaurant

2.5 mimap
Lamplight Grill

Restaurant

2.5 mimap
El Mariachi Mexican Grill

Restaurant

2.6 mimap
Cook's Creamery & Confections

Fast Food

2.6 mimap
KFC

Fast Food

2.7 mimap

☕ Coffee(1)

Sozo Coffee Roasting

Café

2.7 mimap

🍺 Bars(1)

Steele Street Brewery

Pub

2.7 mimap

🏫 Schools(15)

Lee Spalding School

1.4 mimap
Douglas R. Welch High School

School

1.7 mimap

Saint Johns School

1.8 mimap
Jefferson Elementary School

School

1.9 mimap
Ionia Middle School

School

2.2 mimap

+10 more within 5 miles

🌳 Parks(3)

Fred W. Green Park

1.1 mimap
Ionia Natural Area
1.6 mimap

McConnell Park

1.7 mimap

🚴 Trails(7)

Fred Meijer Grand River Valley Rail-Trail

Bike Path

1.2 mimap

Fred Meijer Clinton-Ionia-Shiawassee Trail

Bike Path

2.0 mimap

Bike Path

Bike Path

2.8 mimap

+4 more within 5 miles

💊 Pharmacies(2)

Rite Aid

Pharmacy

2.6 mimap

Walgreens

Pharmacy

4.4 mimap

📚 Libraries(2)

Ionia Community Library

2.3 mimap

Lyons Township District Library

4.1 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ionia Public Schools? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Ionia Public Schools

What do homes cost in Ionia Public Schools?
The median home value in Ionia Public Schools is about $275,000. Individual prices vary by street, size, and condition.
How active is the Ionia Public Schools housing market?
there are 25 homes for sale in Ionia Public Schools right now, and 34 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.

Top contributors in Ionia Public Schools

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ionia Public Schools? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Ionia Public Schools

Estimated Monthly Payment

$1,867/mo

$
$55,000
20%
%
Principal & Interest $1,42776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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