Indian Shores
Easy outdoor access
Median $534K·Walkability 0.5/10·Schools 5.5/10
Why people love it here
Near the water
- Lake Allegan — 1.4 mi
- Allegan State Game Area: 5 min drive
- Lake Allegan: 6 min drive
$534K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Indian Shores
Estimated Monthly Payment
$3,625/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Allegan State Game Area
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Lake Allegan
1.4 mi
Based on 4 rated schools nearby
Range: 5/10 to 6/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Grocery Outlet Store
Taco Bell
Allegan State Game Area
Lake Allegan
Beach in Alpha Manor No 1 Area
Dog Park in Frost Sub Area
Unnamed bike_path
Old Regent Theatre
Crime in Indian Shores is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Indian Shores home (around $534,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $95k/year in household income to qualify — an estimated monthly payment of $3,552 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,552/mo | $94,714 |
| 10% (+PMI) | $4,089/mo | $109,046 |
| 5% (+PMI) | $4,269/mo | $113,838 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Indian Shores Property Owners Association, Inc.
Source: companiesmi.com
Local Government · area-wide
Valley Township
Source: valleytwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$912/yr in electricity from a typical rooftop solar system
Produces ~6,379 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider.
Confirm by addressHamilton Fire (north of 118th Ave) / Allegan Fire District (south)
Split coverage: Hamilton Fire north of 118th Ave (269-751-4444); area dept south (burn permits 269-686-5222).
Services for Valley · Source: valleytwp.org
Utility, solar, and service details for Indian Shores are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
The Grocery Outlet Store
Grocery Store
Grocery Store
🏫 Schools(13)
Babylon School
School
Diamond School
School
School
+8 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🚴 Trails(3)
🏥 Hospitals(1)
Hospital
Frequently asked about Indian Shores
- What do homes cost in Indian Shores?
- The median home value in Indian Shores is about $534,000. Individual prices vary by street, size, and condition.
- How active is the Indian Shores housing market?
- no homes are listed in Indian Shores right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Indian Shores?
- Indian Shores is served by Allegan Public Schools. Its highest-rated assigned school is Dawson Elementary School (6/10).
- Is Indian Shores walkable?
- Indian Shores scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.