Idlewild Twin Lakes
Solid value in a growing area
Median $141K·Schools 3.7/10
Right on the edge of things, where the neighborhood transitions from residential streets into open space and water access. The area sits practically at Lake Michigan's doorstep—zero miles means you're already there—with Hungerford Lake Recreation Area just a short walk away. Recent homes in the neighborhood reflect a taste for outdoor living: wraparound decks, three-season porches, covered spaces designed to blur the line between inside and out. Tree-lined lots, many set back from the main road, give homes breathing room and privacy. The scale here feels smaller, more deliberate, than suburban sprawl—cottages and ranch-style builds, not McMansions.
Why people love it here
$141K median
- 1 recent sale
Mortgage Calculator
Median home price in Idlewild Twin Lakes
Estimated Monthly Payment
$957/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Idlewild Twin Lakes is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Idlewild Twin Lakes home (around $141,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $933 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $933/mo | $24,890 |
| 10% (+PMI) | $1,075/mo | $28,660 |
| 5% (+PMI) | $1,122/mo | $29,918 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Paradise Lake Public Access
0.4 mi
Parks Nearby
5
within 1 mile
🍕 Restaurants(4)
Subway
Fast Food
Pompeiis Pizza
Restaurant
Fast Food
Restaurant
Frequently asked about Idlewild Twin Lakes
- What do homes cost in Idlewild Twin Lakes?
- The median home value in Idlewild Twin Lakes is about $141,000. Individual prices vary by street, size, and condition.
- How active is the Idlewild Twin Lakes housing market?
- no homes are listed in Idlewild Twin Lakes right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Idlewild Twin Lakes?
- Idlewild Twin Lakes is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Idlewild Twin Lakes
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