Idlewild
Solid value in a growing area
Median $165K·Schools 3.7/10
The moment you turn onto the tree-lined streets, you can taste the lake air—Lake Michigan sits just a tenth of a mile away, close enough that the breeze carries it through the neighborhood year-round. Brick homes with character line the blocks, many with corner lots that give you real breathing room. You'll find a fenced backyard, a fireplace to gather around, and the kind of layout that works for actual living—separate dining, updated kitchens, primary suites with their own bathrooms. The sandy beach and water views aren't some distant promise; they're part of the daily rhythm out here.
Why people love it here
$165K median
- 1 recent sale
Mortgage Calculator
Median home price in Idlewild
Estimated Monthly Payment
$1,119/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Idlewild is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Idlewild home (around $164,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,097 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,097/mo | $29,248 |
| 10% (+PMI) | $1,263/mo | $33,673 |
| 5% (+PMI) | $1,318/mo | $35,153 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Paradise Lake Public Access
1.2 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(4)
Subway
Fast Food
Pompeiis Pizza
Restaurant
Fast Food
Restaurant
Frequently asked about Idlewild
- What do homes cost in Idlewild?
- The median home value in Idlewild is about $164,900. Individual prices vary by street, size, and condition.
- How active is the Idlewild housing market?
- no homes are listed in Idlewild right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Idlewild?
- Idlewild is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).