Ideal Beach Resort
Surrounded by nature
Median $580K·Schools 5.0/10
This subdivision sits less than a tenth of a mile from Cordes Lake, making waterfront living here less of a luxury amenity and more of a geographic fact—the lake is just there, part of the everyday landscape. Little Whitefish Lake is just 0.2 miles away, offering convenient public access for recreation. When you want to eat out, the nearest restaurant runs about a mile and a half away, which means the area has kept a quieter, more removed character than denser lakeside developments.
Why people love it here
Lake life
- Little Whitefish Lake within walking distance
- 5 parks within 1 mile
$580K median
- 1 recent sale
Mortgage Calculator
Median home price in Ideal Beach Resort
Estimated Monthly Payment
$3,937/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Little Whitefish Lake Public Access
0.5 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Little Whitefish Lake
0.2 mi
Based on 2 rated schools nearby
Range: 4/10 to 6/10
School District: Tri County Area Schools
Crime in Ideal Beach Resort is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Ideal Beach Resort home (around $580,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $102k/year in household income to qualify — an estimated monthly payment of $3,839 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,839/mo | $102,386 |
| 10% (+PMI) | $4,421/mo | $117,891 |
| 5% (+PMI) | $4,615/mo | $123,065 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
🍕 Restaurants(4)
Restaurant
Restaurant
Fraternal Order of Eagles
Restaurant
☕ Coffee(3)
🏫 Schools(10)
Little Whitefish School
School
School
Kinney School
Baptist Lake School
+5 more within 5 miles
🌳 Parks(4)
Little Whitefish Lake Public Access
Pierson Township Park
Englewright Lake Public Access
+1 more within 5 miles
🚴 Trails(5)
White Pine Trail
Bike Path
White Pine Trail
Bike Path
White Pine Trail
Bike Path
+2 more within 5 miles
👶 Childcare(1)
Edgerton Building
Daycare
📚 Libraries(1)
Frequently asked about Ideal Beach Resort
- What do homes cost in Ideal Beach Resort?
- The median home value in Ideal Beach Resort is about $580,000. Individual prices vary by street, size, and condition.
- How active is the Ideal Beach Resort housing market?
- no homes are listed in Ideal Beach Resort right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ideal Beach Resort?
- Ideal Beach Resort is served by Tri County Area Schools. Its highest-rated assigned school is Tri County Senior High School (6/10).
Top contributors in Ideal Beach Resort
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.