Hyde'S Payne Lake Park
Solid value in a growing area
Median $448K·Walkability 2.3/10·Schools 6.3/10
The one thing you need to know before you drive out here: Payne Lake itself is the whole point. The shoreline draws everyone—all-sports water in summer, ice in winter, and enough sandy beach that you'll actually want to be lakeside. Homes scattered through the area lean hard into that water view; a handful have direct frontage, most sit a short distance away with easy access. The neighborhood threads through Yankee Springs, so you're living in a genuinely rural corner of the county, but downtown Grand Rapids is about 40 minutes south when you need it, and Gerald R. Ford airport runs about 29 minutes.
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Why people love it here
$448K median
- Based on 3yr sales
Park-rich area
- 5 parks within 1 mile
- Chief Noonday Lake: 5 min bike
- Little Payne Lake: 10 min bike
Conventional Mortgage Calculator
Median home price in Hyde'S Payne Lake Park
Estimated Monthly Payment
$3,038/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Payne Lake Public Access
0.8 mi
Parks Nearby
5
within 1 mile
Based on 3 rated schools nearby
Range: 6/10 to 7/10
School District: Thornapple Kellogg School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Meat Market on Gun Lake
Sand Bar & Grill
Payne Lake Public Access
+1 more
Playground on Patterson Rd
Chief Noonday Lake
+1 more
Beach at Gun Lake
Chief Noonday Trail
Shortcut
Gun Lake Gym
Crime in Hyde'S Payne Lake Park is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Hyde'S Payne Lake Park home (around $447,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $80k/year in household income to qualify — an estimated monthly payment of $3,014 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,014/mo | $80,380 |
| 10% (+PMI) | $3,469/mo | $92,515 |
| 5% (+PMI) | $3,622/mo | $96,594 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Hyde'S Payne Lake Park are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
🍕 Restaurants(5)
Restaurant
Curly Cone
Fast Food
Fast Food
Tujax Tu
Restaurant
Red's Sports Bar and Grill
Restaurant
🏫 Schools(4)
Thornapple Kellogg Early Childhood Center
School
🌳 Parks(3)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Hyde'S Payne Lake Park? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Hyde'S Payne Lake Park
- What do homes cost in Hyde'S Payne Lake Park?
- The median home value in Hyde'S Payne Lake Park is about $447,500. Individual prices vary by street, size, and condition.
- What schools serve Hyde'S Payne Lake Park?
- Hyde'S Payne Lake Park is served by Thornapple Kellogg School District. Its highest-rated assigned school is Thornapple Kellogg Middle School (7/10).
- Is Hyde'S Payne Lake Park walkable?
- Hyde'S Payne Lake Park scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Hyde'S Payne Lake Park
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