Horseshoe Lake
Surrounded by nature
Median $372K·Walkability 3.5/10·Schools 6.0/10
This lakefront community spans 292 acres along the pristine waters of Horseshoe Lake, part of the Woodbeck Chain of Lakes system. Properties here feature generous lot sizes averaging nearly half an acre, providing ample space and privacy for waterfront living. Residents enjoy direct access to all-sports lake activities year-round, with many homes featuring private docks, boat houses, and sandy beach areas along the shoreline.
Why people love it here
Lake life
- Horseshoe Lake within walking distance
- Horseshoe Lake: 1 min walk
- Banks Lake: 7 min bike
$372K median
- 1 recent sale
Lake facts
MI DNRExplore Horseshoe Lake
Same name, different focus — Horseshoe Lake is also covered as:
- Horseshoe Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Horseshoe Lake
Estimated Monthly Payment
$2,525/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
SPENCER FOREST
1.3 mi
Parks Nearby
0
within 1 mile
Based on 1 rated school nearby
School District: Greenville Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Walmart Supercenter
Log Cabin Grocery
BIGGBY COFFEE
The Kicks at Bowen Lake
SPENCER FOREST
Tom Hannula Playground
Horseshoe Lake
+1 more
Unnamed beach
Lincoln Lake Launch
Spencer Township Library
Greeneville Cinema
Crime in Horseshoe Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Horseshoe Lake home (around $372,000) at today's 6.55% 30-year fixed rate with 20% down, you'd need roughly $66k/year in household income to qualify — an estimated monthly payment of $2,486 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,486/mo | $66,294 |
| 10% (+PMI) | $2,862/mo | $76,317 |
| 5% (+PMI) | $2,988/mo | $79,675 |
Estimates use a 6.55% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Oakfield Township
Source: oakfieldtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$920/yr in electricity from a typical rooftop solar system
Produces ~6,439 kWh/yr · offsets ~61% of a typical home's use
Septic - individual (Scram Lake Sewer in pockets)
Mostly individual septic; Scram Lake Sewer managed by Infrastructure Alternatives in pockets.
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Oakfield · Source: oakfieldtwp.org
Utility, solar, and service details for Horseshoe Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
🍕 Restaurants(8)
+3 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🍺 Bars(4)
The Kicks at Bowen Lake
Bar
The Links at Bowen Lake Golf Course and Restaurant
Bar
Harvard Tavern
Bar
+1 more within 5 miles
🏫 Schools(5)
🌳 Parks(5)
+2 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
Hospital
📚 Libraries(2)
Spencer Township Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Horseshoe Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Horseshoe Lake
- What do homes cost in Horseshoe Lake?
- The median home value in Horseshoe Lake is about $372,000. Individual prices vary by street, size, and condition.
- How active is the Horseshoe Lake housing market?
- no homes are listed in Horseshoe Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Horseshoe Lake?
- Horseshoe Lake is served by Greenville Public Schools. Its highest-rated assigned school is Lincoln Heights Elementary School (6/10).
- Is Horseshoe Lake walkable?
- Horseshoe Lake scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Horseshoe Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.