Homer Lake Rd & S 36th Ave Area
Easy outdoor access
2 homes for sale·Median $479K·Walkability 3.0/10·Schools 5.7/10
Out here, your daily routine revolves around land and water in ways that feel genuinely different—you've got acreage, woods, and direct access to Lake Michigan right at your doorstep, which changes how you think about weekend mornings and where you let your mind go after work. Homes sit on sprawling properties, often five to ten acres or more, with room for horses, workshops, outbuildings, and the kind of gardens that actually produce something. The architecture runs to farmhouses and rural homes with real character—covered porches, walkout basements, detached barns—rather than subdivision cookie-cutters, and many properties have been thoughtfully updated with modern kitchens and fresh insulation while keeping that rural feel intact. A grocery run means heading about a mile down the road, and there's a restaurant within easy reach for when you don't feel like cooking, though honestly most people out here seem to favor the quiet of their own porches overlooking the back forty. Stony Creek Nature Preserve is just a short walk away if you want to stretch your legs without leaving the neighborhood, and Lake Michigan's proximity makes it possible to chase water and trees without commuting far.
Why people love it here
Near the water
- Silver Lake — 1.5 mi
- Homer Lake: 4 min walk
- Saddleback Lake: 6 min drive
$479K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Homer Lake Rd & S 36th Ave Area
Estimated Monthly Payment
$3,252/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Homer Lake Rd & S 36th Ave Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Stony Creek Nature Preserve
2.6 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Silver Lake
1.5 mi
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Stony Creek Nature Preserve
Homer Lake
Beach at Silver Lake
Oak Trail
Shelby Public Library
Crime in Homer Lake Rd & S 36th Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Homer Lake Rd & S 36th Ave Area home (around $479,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $85k/year in household income to qualify — an estimated monthly payment of $3,186 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,186/mo | $84,959 |
| 10% (+PMI) | $3,668/mo | $97,814 |
| 5% (+PMI) | $3,829/mo | $102,113 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$35K/acre
Median asking
Median Price
$155K
Per listing
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,421 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Homer Lake Rd & S 36th Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Parkside Store
Grocery Store
🍕 Restaurants(7)
Pizza Factory
Restaurant
Restaurant
Frickin Chicken Shack
Restaurant
Silver Lake Chicken Shack
Restaurant
Restaurant
+2 more within 5 miles
☕ Coffee(1)
Golden Bakery Donut Shop
Café
🏫 Schools(6)
Benona School
Woodland School
Wilson School
Crystal School
Thomas Read Elementary School
School
+1 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(6)
Cycleway from W Hazel Rd to N 34th Ave
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Shelby Public Library
Frequently asked about Homer Lake Rd & S 36th Ave Area
- What do homes cost in Homer Lake Rd & S 36th Ave Area?
- The median home value in Homer Lake Rd & S 36th Ave Area is about $479,000. Individual prices vary by street, size, and condition.
- How active is the Homer Lake Rd & S 36th Ave Area housing market?
- there are 2 homes for sale in Homer Lake Rd & S 36th Ave Area right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Homer Lake Rd & S 36th Ave Area?
- Homer Lake Rd & S 36th Ave Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is Homer Lake Rd & S 36th Ave Area walkable?
- Homer Lake Rd & S 36th Ave Area scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Homer Lake Rd & S 36th Ave Area
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