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Holton Public Schools

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $334K

Why people love it here

🌊Nature & Outdoors

Lake life

  • Big Blue Lake within walking distance
💰Home Values

$334K median

  • 12 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Holton Public Schools

Estimated Monthly Payment

$2,266/mo

$
$66,750
20%
%
Principal & Interest $1,73276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

12 homes sold in Holton Public Schools this year. Thinking of selling?

See what your home is worth

Crime in Holton Public Schools is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Holton Public Schools home (around $333,750) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $60k/year in household income to qualify — an estimated monthly payment of $2,250 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,250/mo$59,995
10% (+PMI)$2,589/mo$69,052
5% (+PMI)$2,704/mo$72,097

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Holton Public Schools cost-of-living breakdown →

Land for sale

Listings

10 parcels

Active / pending

Typical Land Value

$9K/acre

Median asking

Median Price

$133K

Per listing

Who actually lends in Holton Public Schools, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~96 loans · $22M

Loans to buy a home

Conventional 76%FHA 14%VA 8%USDA 2%

Most active lenders

1Lake Michigan Credit Union30%
2Mortgage 1 Incorporated15%
3VAN DYK Mortgage Corporation9%
4United Shore Financial Services, LLC7%
5ChoiceOne Bank6%
Refinances~52 loans · $9M

Homeowners refinancing an existing mortgage

Conventional 69%FHA 14%VA 15%USDA 2%

Most active lenders

1Rocket Mortgage, LLC19%
2The Huntington National Bank13%
3Lake Michigan Credit Union12%
4United Shore Financial Services, LLC8%
5Gerber Federal Credit Union7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

🍕 Restaurants(2)

The Pizza Mill

Restaurant

1.8 mimap

Overboard Inn

Restaurant

3.4 mimap

🍺 Bars(1)

Effin Bar & Grille

Bar

3.6 mimap

🏫 Schools(8)

Holton Middle/High School

School

2.2 mimap
Holton Elementary School

School

2.3 mimap

Olson School

2.5 mimap

Ryerson School

3.1 mimap
Twin Lake Elementary

School

3.4 mimap

+3 more within 5 miles

🌳 Parks(3)

Holton Township Park
2.0 mimap

Severt Swensen Park

2.2 mimap

Twin Lake Park

3.3 mimap

📚 Libraries(1)

Muskegon Area District Library Holton Branch
2.2 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Holton Public Schools? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Holton Public Schools

What do homes cost in Holton Public Schools?
The median home value in Holton Public Schools is about $333,750. Individual prices vary by street, size, and condition.
How active is the Holton Public Schools housing market?
there are 10 homes for sale in Holton Public Schools right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.

Top contributors in Holton Public Schools

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Holton Public Schools? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Holton Public Schools

Estimated Monthly Payment

$2,266/mo

$
$66,750
20%
%
Principal & Interest $1,73276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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