Hogback Lake
Solid value in a growing area
Median $207K
Early mornings here bring the best light across the water—that's when you'll see why lakefront homes draw people out to this stretch. The subdivision sits centered on an all-sports lake where docks, sandy bottoms, and fishing for bluegill, bass, perch, and walleye are standard. Most properties offer direct access or deeded lakeside rights; some sit back on quiet roads with views across the water, while others front the shoreline with 87 feet or more of private beach. Log cabins and ranch homes, many recently updated with new decking, flooring, and full renovations, anchor lots that run deep into the woods—the kind of setting where a private drive feels like your own entrance to somewhere removed.
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Why people love it here
$207K median
- 2 recent sales
Explore Hogback Lake
Same name, different focus — Hogback Lake is also covered as:
- Hogback Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Hogback Lake
Estimated Monthly Payment
$1,405/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Crime in Hogback Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Hogback Lake home (around $207,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,394 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,394/mo | $37,181 |
| 10% (+PMI) | $1,605/mo | $42,795 |
| 5% (+PMI) | $1,676/mo | $44,682 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Hogback Lake Property Owners Association
Source: hogbacklake.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Atlas — Grand Rapids Real Estate
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Questions about Hogback Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Hogback Lake
- What do homes cost in Hogback Lake?
- The median home value in Hogback Lake is about $207,000. Individual prices vary by street, size, and condition.
- How active is the Hogback Lake housing market?
- there are 3 homes for sale in Hogback Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Hogback Lake?
- Hogback Lake is served by Pine River Area Schools.
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