Hilltop Manor
Solid value in a growing area
Median $600K
The shoreline is right there—Lake Michigan sits just a tenth of a mile away, close enough that you catch the light shifting across the water on certain roads. This subdivision spreads across rolling land where the trees have room to breathe, and the homes sit back from the street in a way that feels deliberate rather than sprawling. A drive to dinner takes about three miles, which is nothing; the Manistee National Forest-White Cloud Unit spreads across 1.7 miles if you're after a walk through proper woods. The rhythm here is unhurried—wide lots, mature landscaping, the kind of place where you can actually see sky between the trees.
Why people love it here
$600K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Hilltop Manor
Estimated Monthly Payment
$4,073/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Crime in Hilltop Manor is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Hilltop Manor home (around $600,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $108k/year in household income to qualify — an estimated monthly payment of $4,045 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,045/mo | $107,856 |
| 10% (+PMI) | $4,655/mo | $124,138 |
| 5% (+PMI) | $4,860/mo | $129,613 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
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Questions about Hilltop Manor? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Hilltop Manor
- What do homes cost in Hilltop Manor?
- The median home value in Hilltop Manor is about $600,000. Individual prices vary by street, size, and condition.
- How active is the Hilltop Manor housing market?
- no homes are listed in Hilltop Manor right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.