Highland Township Zone 1 Area
Wide open spaces
Median $229K·Walkability 0.0/10·Schools 5.5/10
The air out here carries the mineral smell of Lake Michigan—you're literally on its shore, though the shoreline itself is more working waterfront than sandy beach. The neighborhood spreads across nearly 24,000 acres of heavily wooded land, where properties average more than 24 acres each, offering the kind of space that means your nearest neighbor is genuinely far away. Cabins tucked into the trees, ranch homes set back from paved roads, and working land interspersed throughout define this stretch. The Middle Branch River runs through, known for trout, and Pretty Lake Boating Access Site sits less than a mile down the road for water recreation. Marion is minutes away for essentials, while Cadillac is roughly 15 miles inland—close enough for services, far enough that out here feels genuinely rural.
Why people love it here
14.2 acre avg lots
- 1,012 homes
$229K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Highland Township Zone 1 Area
Estimated Monthly Payment
$1,555/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$229K
2 recent sales
Parks Nearby
0
within 1 mile
Nearest Park
Grove Hill Park
4.1 mi
Based on 2 rated schools nearby
Range: 5/10 to 6/10
Crime in Highland Township Zone 1 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Highland Township Zone 1 Area home (around $229,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,523 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,523/mo | $40,617 |
| 10% (+PMI) | $1,754/mo | $46,763 |
| 5% (+PMI) | $1,831/mo | $48,818 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$5K/acre
Median asking
Median Price
$389K
Per listing
Who actually lends in Highland Township Zone 1 Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$882/yr in electricity from a typical rooftop solar system
Produces ~6,171 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Highland Township Zone 1 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Grove Hill Park
4.1 mi
Parks Nearby
0
within 1 mile
🌳 Parks(1)
Grove Hill Park
Frequently asked about Highland Township Zone 1 Area
- What do homes cost in Highland Township Zone 1 Area?
- The median home value in Highland Township Zone 1 Area is about $229,000. Individual prices vary by street, size, and condition.
- How active is the Highland Township Zone 1 Area housing market?
- no homes are listed in Highland Township Zone 1 Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Highland Township Zone 1 Area walkable?
- Highland Township Zone 1 Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.