Headwaters
Highly rated schools nearby
Median $602K·Walkability 1.0/10·Schools 8.0/10
Here on the approach, you'll notice the land first—fifty-four acres that feel genuinely spacious, with individual lots running around one point four acres each. This isn't a place where you're stacked on top of your neighbor; the scale here reads like someone thought hard about what "condo" could mean beyond the usual formula. Homes run around eight hundred twelve thousand dollars, and the distance to Lowell Area Schools is short enough that school runs aren't a production. A coffee shop is about two miles down the road if you need it, though the real character lives in that acreage—you're genuinely rural-adjacent, with the Wittenbach/Wege Agriscience & Environmental Education Center just over a mile away if you want to poke around gardens and trails.
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Why people love it here
Lowell Senior High School
- High — 1.6 mi away
- Lowell
- 3 rated schools in district
$602K median
- Based on 3yr sales
Dues and sales at Headwaters
From the MLSPeople report an HOA fee of $67 a month.
Based on one listing in this development, most recently August 2025. Dues are set by the association and change over time — confirm the current amount and what it covers before you rely on it.
Closed sales recorded in the MLS, most recently August 2025. Past sales are not a valuation of any particular home.
Conventional Mortgage Calculator
Median home price in Headwaters
Estimated Monthly Payment
$4,298/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is an estimate, not a published rate. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 7/10 to 9/10
School District: Lowell Area Schools
Median Sale Price
$602K
Based on 3yr sales
Units
18
Complex Size
53.9 ac
18 units
Expected Rent
$2,175/mo
$1,900 – $2,425 · wider-area estimate
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tim Hortons
Wittenbach/Wege Agriscience & Environmental Education Center
Cole Lake
Beach in Bowes Rd & W Main St Area
Cooper Woodland Trail
Animal Hospital of Lowell Dog Park
Lowell - Grand River Launch
Ada-Lowell 5 Theatres
Crime in Headwaters is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Headwaters home (around $602,000) at today's 7.18% 30-year fixed rate with 20% down, you'd need roughly $113k/year in household income to qualify — an estimated monthly payment of $4,226 (principal, interest, property tax est., and insurance).
Mortgage (principal and interest) $3,263 · Property tax (est.) $752 · Insurance (est.) $211 = $4,226/mo
Assumes 20% down; excludes PMI and HOA fees.
| Down payment | Monthly: mortgage, tax, insurance | Income needed |
|---|---|---|
| 20% | $4,226/mo | $112,686 |
| 10% (+PMI) | $4,859/mo | $129,581 |
| 5% (+PMI) | $5,076/mo | $135,353 |
Estimates use a 7.18% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$863/yr in electricity from a typical rooftop solar system
Produces ~6,297 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Headwaters are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Wittenbach/Wege Agriscience & Environmental Education Center
1.2 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(8)
Jet's Pizza
Restaurant
Subway
Restaurant
M21 Nutrition
Restaurant
Hong Kong Buffet
Restaurant
+3 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(8)
Bobbie Sue's Roadhouse
Restaurant
New Union Brewery
Bar
Red Barn Consignment & Antiques DBA Red Barn Mercantile
Bar
+5 more within 5 miles
🌳 Parks(3)
Cooper Woodland Presesrve
🐕 Dog Parks(1)
Animal Hospital of Lowell Dog Park
Dog Park
🚴 Trails(4)
Gee Dr & Foreman St Area Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
💊 Pharmacies(1)
Walgreens
Pharmacy
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Grand Rapids Real Estate Co.
Local real estate specialists
Questions about Headwaters? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Headwaters
- What do homes cost in Headwaters?
- The median home value in Headwaters is about $602,000. Individual prices vary by street, size, and condition.
- What schools serve Headwaters?
- Headwaters is served by Lowell Area Schools. Its highest-rated assigned school is Lowell Senior High School (9/10).
- Is Headwaters walkable?
- Headwaters scores 1.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.