Hartwick Township Zone 1 Area
Wide open spaces
1 home for sale·Median $210K·Walkability 0.0/10·Schools 4.7/10
The shoreline here—Lake Michigan stretching right to the edge—is what stops you in your tracks the first time. Out here, you're looking at sprawling parcels where 28 acres is typical, so neighbors are spaced generously across the landscape, and the rhythm is rural rather than suburban. The nearest restaurant sits about 3 miles out, which means cooking at home or venturing toward Evart becomes part of the rhythm. Properties tend toward farmhouses, cabins, and getaway cottages—some lakefront with private decks overlooking the water, others set back on rolling acreage surrounded by mature timber and wildlife. It's the kind of place where a 20-acre parcel with a barn and polebarn isn't unusual, where forest and open land dominate the horizon, and where "up north" living isn't a weekend drive—it's home.
Why people love it here
20.1 acre avg lots
- 766 homes
$210K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Hartwick Township Zone 1 Area
Estimated Monthly Payment
$1,422/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Hartwick Township Zone 1 Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$210K
4 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Rose Lake Park
6.4 mi
Based on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Evart Public Schools
Crime in Hartwick Township Zone 1 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Hartwick Township Zone 1 Area home (around $209,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,393 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,393/mo | $37,159 |
| 10% (+PMI) | $1,604/mo | $42,781 |
| 5% (+PMI) | $1,675/mo | $44,661 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$9K/acre
Median asking
Median Price
$70K
Per listing
Who actually lends in Hartwick Township Zone 1 Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,283 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Hartwick Township Zone 1 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Rose Lake Park
6.4 mi
Parks Nearby
0
within 1 mile
Frequently asked about Hartwick Township Zone 1 Area
- What do homes cost in Hartwick Township Zone 1 Area?
- The median home value in Hartwick Township Zone 1 Area is about $209,500. Individual prices vary by street, size, and condition.
- How active is the Hartwick Township Zone 1 Area housing market?
- there is 1 home for sale in Hartwick Township Zone 1 Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Hartwick Township Zone 1 Area?
- Hartwick Township Zone 1 Area is served by Evart Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).
- Is Hartwick Township Zone 1 Area walkable?
- Hartwick Township Zone 1 Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
