Hamlin Townsend Lakes
Solid value in a growing area
Median $350K·Schools 3.7/10
Out here where Lake Michigan sits right at the edge, the landscape opens up fast—water views and dune country set the tone, with an unnamed park about a mile and a quarter inland if you want something green without the shoreline. Restaurants are a short drive away, so you're not cooking every night, but the real draw is the proximity to sand and open sky; most of what defines the area is that immediate access to the lake itself, the kind of thing that shapes how you think about a Saturday morning.
Why people love it here
$350K median
- 1 recent sale
Mortgage Calculator
Median home price in Hamlin Townsend Lakes
Estimated Monthly Payment
$2,376/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Hamlin Townsend Lakes is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Hamlin Townsend Lakes home (around $350,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $62k/year in household income to qualify — an estimated monthly payment of $2,317 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,317/mo | $61,785 |
| 10% (+PMI) | $2,668/mo | $71,141 |
| 5% (+PMI) | $2,785/mo | $74,264 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.4 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(4)
Subway
Fast Food
Pompeiis Pizza
Restaurant
Fast Food
Restaurant
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about Hamlin Townsend Lakes
- What do homes cost in Hamlin Townsend Lakes?
- The median home value in Hamlin Townsend Lakes is about $350,000. Individual prices vary by street, size, and condition.
- How active is the Hamlin Townsend Lakes housing market?
- there is 1 home for sale in Hamlin Townsend Lakes right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Hamlin Townsend Lakes?
- Hamlin Townsend Lakes is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Hamlin Townsend Lakes
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