Hamlin Lake
Strong schools draw families here
Median $232K·Walkability 1.4/10·Schools 7.3/10
The sandy shoreline comes into view first—water the color of dark tea, ringed by birch and oak that lean toward the surface. This area sits about 104 miles northwest of Grand Rapids, near Ludington, and draws people to what is Michigan's largest inland man-made lake: more than 12 miles long and 5,000 acres of water created a century ago when lumbermen dammed the Big Sable River to float timber downriver. Summer brings swimmers and boaters to those beaches; winter transforms the frozen surface into a scatter of ice shanties where anglers wait for tiger muskie, northern pike, and walleye—over 600,000 have been planted here. The homes themselves cluster in wooded parcels, modest ranches and cottages tucked among the trees, many with views of the bayous or direct lake access just a short walk away. Adjacent to Ludington State Park, the area has a quiet, recreational character: sunsets over the woods, the hum of small motors, the occasional crack of ice splitting in February. It's the kind of place where a half-acre lot and a working fireplace count as essentials, and the water—always the water—remains the main draw.
Why people love it here
Ludington High School
- High — 4.3 mi away
- Ludington Area
- 3 rated schools in district
$232K median
- 10 sales in last 12mo
Explore Hamlin Lake
Same name, different focus — Hamlin Lake is also covered as:
- Hamlin Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Hamlin Lake
Estimated Monthly Payment
$1,578/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
10 homes sold in Hamlin Lake this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Stix
Couturier Blueberry Farm
South Bayou Park
Unnamed beach
Lincoln Hills Golf Club
Crime in Hamlin Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced Hamlin Lake home (around $232,450) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,546 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,546/mo | $41,229 |
| 10% (+PMI) | $1,780/mo | $47,467 |
| 5% (+PMI) | $1,858/mo | $49,554 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$64K/acre
Median asking
Median Price
$19K
Per listing
Solar potential
~$883/yr in electricity from a typical rooftop solar system
Produces ~6,179 kWh/yr · offsets ~59% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Utility, solar, and service details for Hamlin Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
South Bayou Park
0.5 mi
Parks Nearby
5
within 1 mile
🍕 Restaurants(6)
Sunset Side Concessions (North Beach)
Fast Food
Keeper's Fish Shack
Fast Food
Restaurant
House of Flavors
Restaurant
+1 more within 5 miles
☕ Coffee(4)
+1 more within 5 miles
🍺 Bars(5)
+2 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
Frequently asked about Hamlin Lake
- What do homes cost in Hamlin Lake?
- The median home value in Hamlin Lake is about $232,450. Individual prices vary by street, size, and condition.
- How active is the Hamlin Lake housing market?
- no homes are listed in Hamlin Lake right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Hamlin Lake?
- Hamlin Lake is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is Hamlin Lake walkable?
- Hamlin Lake scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Hamlin Lake
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