Grass Lake
Surrounded by nature
Median $290K·Walkability 1.5/10·Schools 5.0/10
The lake itself—no-wake water, ringed by state game land and thick woods—is what anchors this place, and the homes here reflect that priority: private docks, waterfront acreage measured in double digits, pole barns for boats and equipment. Three-bedroom houses on 1 to 10 acres, most with basements and decks built to face the water, sit among deer trails and fishing access that runs year-round. A restaurant lands about a mile down the road, and the grocery store is roughly five miles out, so provisioning requires a short drive—part of the trade-off for land and quiet. The nearest public access for other water sits just over a mile away, and the broader neighborhood spreads across nearly 500 acres of this quieter stretch of west Michigan. It's the kind of place where a heated pole barn and a paved driveway matter as much as the kitchen, because the real living happens on the water.
Why people love it here
Lake life
- Grass Lake within walking distance
- Horseshoe Lake: 10 min bike
- Clear Lake: 4 min drive
$290K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Grass Lake
Estimated Monthly Payment
$1,969/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Long Lake Public Access
2.2 mi
Parks Nearby
0
within 1 mile
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Marie’s Kountry Kitchen Restaurant
Sheridan Roadside Park
Horseshoe Lake
+1 more
Beach at Pearl Lake
Fitness Center on N State Rd
Crime in Grass Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Grass Lake home (around $290,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $51k/year in household income to qualify — an estimated monthly payment of $1,929 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,929/mo | $51,437 |
| 10% (+PMI) | $2,221/mo | $59,220 |
| 5% (+PMI) | $2,318/mo | $61,822 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$7K/acre
Median asking
Median Price
$250K
Per listing
Solar potential
~$872/yr in electricity from a typical rooftop solar system
Produces ~6,359 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Grass Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Grass Lake
- What do homes cost in Grass Lake?
- The median home value in Grass Lake is about $290,000. Individual prices vary by street, size, and condition.
- How active is the Grass Lake housing market?
- no homes are listed in Grass Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Grass Lake?
- Grass Lake is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
- Is Grass Lake walkable?
- Grass Lake scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Grass Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.