Grand Haven Cottages
Lake life, small town feel
Median $575K·Walkability 6.3/10·Schools 5.3/10
The restaurant count here—168 within a mile—isn't a marketing flourish; it's the texture of daily life. You can walk out your door and hit a café in seconds, or choose from decades-old taverns, ethnic kitchens, and newer spots that seem to open monthly. Grand Haven Cottages sits in a condo community where the median home runs around $990K, and the walk to groceries takes four minutes, which means you're not sacrificing access for space—the community spans just over an acre with lots averaging 1.36 acres. Bicentennial Park lands two minutes on foot, and within a mile, 25 parks thread through the area, so the outdoor infrastructure here is genuinely thick. The beach itself is 1.8 minutes away, which matters less as a statistic and more as the baseline for how close everything is. Schools route through Grand Haven Area Public Schools, and downtown Grand Rapids sits a reasonable 45 minutes north if you need it. What shapes this place isn't one defining feature but the density of small conveniences—the grocery store is closer than most people's commute, and dining options don't require strategy. You're in the East Highland Park Sub Area, where walkability skews high for dining and errands, and the whole setup trades traditional suburban sprawl for proximity without cramping.
Why people love it here
Lake life
- Spring Lake within walking distance
- 125 parks within 1 mile
- Bicentennial Park: 3 min walk
- Unnamed park: 3 min walk
White Pines Intermediate School
- Middle — 1.6 mi away
- Grand Haven Area
- 4 rated schools in district
Very walkable
- Pronto Pup: 1 min walk
- 24 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Grand Haven Cottages
Estimated Monthly Payment
$3,904/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Bicentennial Park
0.1 mi
Parks Nearby
125
within 1 mile
Based on 10 rated schools nearby
Range: 2/10 to 8/10
School District: Grand Haven Area Public Schools
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Grand Haven Vinegar and Oil
+1 more
Pronto Pup
+1 more
Lazy Dazy Coffee
+1 more
Tip Two
+1 more
Bicentennial Park
Depot Pavilion Playground
Smith Bayou
Unnamed beach
Poplar Ridge
dog_park
Hatton Park Trail
Grand Haven Municipal Launch
+1 more
gym
Walgreens
Loutit District Library
Grand Haven 9
Crime in Grand Haven Cottages is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →Recent Sale Price
$575K
1 recent sale
Units
22
Complex Size
1.4 ac
22 units
Homeowner Rate
45.5%
Principal residence
To buy a median-priced Grand Haven Cottages home (around $575,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $102k/year in household income to qualify — an estimated monthly payment of $3,824 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,824/mo | $101,986 |
| 10% (+PMI) | $4,403/mo | $117,418 |
| 5% (+PMI) | $4,597/mo | $122,578 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Grand Haven
Source: grandhaven.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$889/yr in electricity from a typical rooftop solar system
Produces ~6,488 kWh/yr · offsets ~62% of a typical home's use
Private hauler (resident-arranged)
No municipal trash contract confirmed
Grand Haven Light & Power · ~13.7¢/kWh
Community-owned utility since 1896; ~15,000 customers
Confirm by addressServices for Grand Haven · Source: grandhaven.org
Utility, solar, and service details for Grand Haven Cottages are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(8)
Grocery Store
D&W Fresh Market
Grocery Store
D&W
Grocery Store
+5 more within 5 miles
🍕 Restaurants(14)
Pronto Pup
Restaurant
Dairy Treat
Restaurant
Snug Harbor
Restaurant
Captain Custard Food Stop & Boardwalk Bananas. Sno Shack
Restaurant
Kirby House
Restaurant
+9 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
+13 more within 5 miles
🏫 Schools(16)
Central School
Elliott School
Lakeshore Middle School
School
Mary A. White Elementary School
School
Saint Johns School
+11 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(4)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Coast Guard Park Dog Park
Dog Park
+1 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⛵ Boat Launches(6)
Boat Launch
Boat Launch
Boat Launch
+3 more within 5 miles
🏥 Hospitals(1)
Hospital
Frequently asked about Grand Haven Cottages
- What do homes cost in Grand Haven Cottages?
- The median home value in Grand Haven Cottages is about $575,000. Individual prices vary by street, size, and condition.
- How active is the Grand Haven Cottages housing market?
- no homes are listed in Grand Haven Cottages right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Grand Haven Cottages?
- Grand Haven Cottages is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Grand Haven Cottages walkable?
- Grand Haven Cottages scores 6.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.