Graafschap
Easy outdoor access
Median $355K·Walkability 2.3/10·Schools 4.3/10
The 1862 church at the center of this area still stands with hand-hewn timber beams and a roof that spans its entire length—a quiet reminder of the mid-19th-century immigrants who arrived from the Netherlands seeking religious freedom and built a community from fertile farmland. Today, the area mixes its agricultural roots with modern subdivisions like Cobblestone and Central Village, where townhouses and custom homes sit alongside acreage and pole barns; the Graafschap Fire Department still hosts its annual Fourth of July pancake breakfast, a tradition that ties generations together. Located in Fillmore township in Allegan County, this small unincorporated community sits roughly 30 minutes from US 31 and the broader West Michigan region, with enough land and breathing room to feel rural even as newer construction fills pockets of the landscape.
Why people love it here
Near the water
- Lake Macatawa — 1.0 mi
- Henevelds Supervisors Plat No 14 Area Trail: 10 min bike
- Unnamed bike_path: 10 min bike
$355K median
- 129 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Graafschap
Estimated Monthly Payment
$2,410/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
129 homes sold in Graafschap this year. Thinking of selling?
See what your home is worthBased on 6 rated schools nearby
Range: 2/10 to 9/10
School District: Hamilton Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
+1 more
Jus' Ribs n More
Biggby Coffee
Tulip City Brewstillery
32nd Street Park
Unnamed playground
Unnamed beach
Heinz Waterfront Walkway
Dog Park at Van Raalte Farm (Small Dog Side)
Henevelds Supervisors Plat No 14 Area Trail
Kollen Park Launch
gym
Ottawa North of 40th (Holland Christian HS)
+1 more
Walgreens
Herrick District Library
The Day Center of Evergreen
Sperry's Moviehouse
Crime in Graafschap is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Graafschap home (around $355,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $64k/year in household income to qualify — an estimated monthly payment of $2,393 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,393/mo | $63,815 |
| 10% (+PMI) | $2,754/mo | $73,448 |
| 5% (+PMI) | $2,876/mo | $76,687 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Typical Land Value
$50K/acre
Median asking
Median Price
$150K
Per listing
Who actually lends in Graafschap, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Fillmore Township
Source: fillmoretwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$875/yr in electricity from a typical rooftop solar system
Produces ~6,386 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Great Lakes Energy Coop · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Fillmore · Source: fillmoretwp.org
Utility, solar, and service details for Graafschap are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(15)
Family Fare
Grocery Store
Supermercado La Reina
Grocery Store
Grocery Store
+12 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(10)
+7 more within 5 miles
💪 Gyms(6)
MVP Athletic Club, Holland
Fitness Center
Planet Fitness
Fitness Center
Fitness Center
+3 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(5)
+2 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(4)
Childcare Center
Gilden Woods Early Care and Preschool
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
⚡ EV Charging(3)
City of Holland City Hall
EV Charging
ChargePoint
EV Charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Graafschap? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Graafschap
- What do homes cost in Graafschap?
- The median home value in Graafschap is about $355,000. Individual prices vary by street, size, and condition.
- How active is the Graafschap housing market?
- there are 19 homes for sale in Graafschap right now, and 129 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Graafschap?
- Graafschap is served by Hamilton Community Schools. Its highest-rated assigned school is West (9/10).
- Is Graafschap walkable?
- Graafschap scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Graafschap
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.