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Gowen

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $352K·Walkability 3.5/10·Schools 7.0/10

🏙️27 mito Downtown GR(~54 min drive)
🏞️48 mito Lake Michigan(~1h 37m drive)

Out here, your morning commute might mean stepping onto land that stretches for acres—two, five, sometimes forty—rather than joining a line of cars heading downtown. This rural stretch in Montcalm County runs on its own rhythm: local folks tend to know the Gowen General Store well enough to call in orders for fresh meats and housemade pickled bologna, and the rhythm of the place still echoes its heritage as a lumber and farming center dating back to the 1800s. You'll find rolling pastoral fields, two golf courses, and Cooper Creek Park with its equestrian trails winding through Spencer Forest—the kind of space where outdoor life actually fits into your day rather than being squeezed in on weekends. The area sits about 27 miles northeast, a 45-minute drive from the larger metro area, so you're genuinely removed but not isolated. Homes here tend to sit on substantial lots with room for pole barns, workshops, and wooded acreage; a few lucky properties touch Bass Lake with sandy beach frontage. It's blue-collar country—manufacturing and construction work anchors the local economy—and the Gowen Thunder festival and historic Bible Church remain genuine gathering points for the community.

Why people love it here

🌊Nature & Outdoors

Lake life

  • Bass Lake within walking distance
  • 5 parks within 1 mile
  • Norton Lake: 10 min walk
  • Little Norton Lake: 15 min walk
💰Home Values

$352K median

  • 15 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Gowen

Estimated Monthly Payment

$2,390/mo

$
$70,400
20%
%
Principal & Interest $1,82676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

15 homes sold in Gowen this year. Thinking of selling?

See what your home is worth
7.0
/10 avg
Above average schools

Based on 4 rated schools nearby

Range: 6/10 to 8/10

School District: Greenville Public Schools

6Lincoln Heights Elementary SchoolElementary · PK-05 · 432 students · 17:1 · Assigned · 4.8 mi

Walkability

3.5

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
3.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🍺Bars & Breweries
Quick drive

The Links at Bowen Lake Golf Course and Restaurant

7 mindrive
The Kicks at Bowen Lake
7 mindrive
🌳Parks
Bikeable

Carl Paepke Flat River Nature Park

8 minbike· 23 min walk· 4 min drive
🏞️Lakes & Water
Short walk

Norton Lake

10 minwalk· 4 min bike· 1 min drive
Little Norton Lake
15 minwalk
🏖️Beaches
Quick drive

Unnamed beach

7 mindrive
⛵Boat Launches
Short drive

Bass Lake Launch

4 mindrive· 16 min bike
Lincoln Lake Launch
9 mindrive
📚Libraries
Quick drive

Spencer Township Library

8 mindrive
🎬Movie Theaters
Quick drive

Greeneville Cinema

13 mindrive

Crime in Gowen is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.

Montcalm County crime & safety stats →

To buy a median-priced Gowen home (around $352,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $63k/year in household income to qualify — an estimated monthly payment of $2,373 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,373/mo$63,276
10% (+PMI)$2,731/mo$72,828
5% (+PMI)$2,851/mo$76,039

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Gowen cost-of-living breakdown →

Land for sale

Listings

3 parcels

Active / pending

Typical Land Value

$20K/acre

Median asking

Median Price

$199K

Per listing

Dominant StyleChalet
ConstructionVinyl Siding
RoofComposition, Shingle
SewerNone
WaterNone
Waterfront11%
Water Bodies
Perch Lake

Who actually lends in Gowen, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~12 loans · $3M

Loans to buy a home

Conventional 85%FHA 5%VA 5%USDA 4%

Most active lenders

1Mortgage 1 Incorporated14%
2Lake Michigan Credit Union10%
3VAN DYK Mortgage Corporation9%
4United Bank of Michigan9%
5United Shore Financial Services, LLC7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Montcalm Township

616-894-6787Website

Source: montcalmtownship.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$870/yr in electricity from a typical rooftop solar system

Produces ~6,346 kWh/yr · offsets ~60% of a typical home's use

Waterunconfirmed

Private well

Based on assessor parcel records

Sewerunconfirmed

Septic (individual)

Based on assessor parcel records

Trashunconfirmed

Resident-arranged private hauler

No municipal trash; residents contract private haulers.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Primary electric provider for the area.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Natural gas where available; rural homes often on propane.

Confirm by address
Policeunconfirmed

Montcalm County Sheriff

No local PD; county sheriff provides law enforcement.

Fire

Montcalm Township Fire Department

Township operates its own fire department (Greenville area).

Services for Montcalm · Source: montcalm.us

Utility, solar, and service details for Gowen are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(1)

Walmart Supercenter

Grocery Store

5.0 mimap

🍕 Restaurants(3)

Wendy's

Fast Food

4.9 mimap
McDonald's

Fast Food

4.9 mimap
Pizza Hut

Restaurant

5.0 mimap

🍺 Bars(2)

The Links at Bowen Lake Golf Course and Restaurant

Bar

2.5 mimap

The Kicks at Bowen Lake

Bar

2.8 mimap

🏫 Schools(6)

Settlement School

1.9 mimap

Turk Lake School

2.9 mimap

Spencer School

3.7 mimap

Pine Flat School

3.9 mimap
Lincoln Heights School
4.8 mimap

+1 more within 5 miles

🌳 Parks(5)

Carl Paepke Flat River Nature Park
0.4 mimap

Bass Lake Public Access

1.5 mimap
Cooper Creek County Park

Park

1.9 mimap

+2 more within 5 miles

🚴 Trails(4)

Sherarer Road West

Bike Path

4.1 mimap

Fred Meijer Heartland Trail

Bike Path

4.2 mimap

Unnamed bike_path

Bike Path

4.3 mimap

+1 more within 5 miles

⛵ Boat Launches(2)

Bass Lake Launch

Boat Launch

1.5 mimap
Lincoln Lake Launch

Boat Launch

3.2 mimap

📚 Libraries(1)

Spencer Township Library

3.5 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Gowen? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Gowen

What do homes cost in Gowen?
The median home value in Gowen is about $352,000. Individual prices vary by street, size, and condition.
How active is the Gowen housing market?
there are 6 homes for sale in Gowen right now, and 15 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Gowen?
Gowen is served by Greenville Public Schools. Its highest-rated assigned school is Lincoln Heights Elementary School (6/10).
Is Gowen walkable?
Gowen scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Gowen

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Gowen? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Gowen

Estimated Monthly Payment

$2,390/mo

$
$70,400
20%
%
Principal & Interest $1,82676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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