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Gibson

Strong schools draw families here

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $775K·Walkability 0.5/10·Schools 7.0/10

🏙️32 mito Downtown GR(~1h 3m drive)
🏞️24 mito Lake Michigan(~49 min drive)

Out here on the larger lots of Laketown Township, the defining feature is land—acreage measured in acres rather than fractions, creeks running through backyards, and ponds that come with the property as naturally as the trees. Homes sit on spreads of two to thirteen acres, log-sided retreats and custom builds from the 2000s nestled among woods and open fields, with room enough for gardens, fruit trees, and the kind of setback from neighbors that matters when you've chosen to leave the compact suburbs behind. The area sits roughly ten minutes from Saugatuck and Holland, close enough to reach beach access and small-town amenities without the foot traffic, and schools fall under Hamilton's district. What you're dealing with here is deliberate distance paired with proximity—a half hour or so from the attractions of the lakeshore towns, but genuine separation the moment you turn down a private drive.

Why people love it here

🎓Schools
80

Saugatuck High School

  • High — 3.6 mi away
  • Saugatuck
  • 3 rated schools in district
💰Home Values

$775K median

  • 17 sales in last 12mo
🌲Nature & Outdoors

Park-rich area

  • 10 parks within 1 mile
  • Beeline Trail: 10 min bike
  • Intermediate Loop: 3 min drive
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Conventional Mortgage Calculator

Median home price in Gibson

Estimated Monthly Payment

$5,261/mo

$
$155,000
20%
%
Principal & Interest $4,02176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

17 homes sold in Gibson this year. Thinking of selling?

See what your home is worth
7.0
/10 avg
Above average schools

Based on 5 rated schools nearby

Range: 6/10 to 8/10

School District: Saugatuck Public Schools

8Saugatuck High SchoolHigh · 09-12 · 259 students · 15:1 · 3.6 mi
8Blue Star Elementary SchoolElementary · PK-04 · 219 students · 17:1 · 3.6 mi
7Douglas Elementary SchoolElementary · PK-05 · 353 students · 14:1 · 4.9 mi
6Saugatuck Middle SchoolMiddle · 06-08 · 190 students · 15:1 · 3.6 mi
6Hamilton High SchoolHigh · 09-12 · 781 students · 19:1 · 8.3 mi

Walkability

0.5

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
0.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

Central Park Market

9 mindrive
🍽️Restaurants
Short drive

Burger King

4 mindrive· 17 min bike
The Southerner
8 mindrive
☕Coffee Shops
Short drive

Biggby Coffee

5 mindrive· 19 min bike
🍺Bars & Breweries
Short drive

Spectator's Bar And Grille

4 mindrive· 18 min bike
Old Boat House
8 mindrive
The BARge
9 mindrive
🌳Parks
Short drive

Huyser Farm Township Park

2 mindrive· 18 min bike
🏞️Lakes & Water
Short drive

Goshorn Lake

5 mindrive· 17 min bike
Big Pond
6 mindrive
🏖️Beaches
Short drive

Unnamed beach

4 mindrive
🥾Hiking Trails
Short drive

Intermediate Loop

3 mindrive· 12 min bike
🐕Dog Parks
Quick drive

Tails n' Trails Dog Park

8 mindrive
🚴Bike Paths
Bikeable

Beeline Trail

10 minbike· 29 min walk· 2 min drive
⛵Boat Launches
Quick drive

Kollen Park Launch

14 mindrive
💪Gyms & Fitness
Short drive

Blue Star Gym

5 mindrive
🚌Transit Stops
Quick drive

Myrtle North of 32nd

8 mindrive
32nd West of Goldenrod (Spring Brook Apts)
8 mindrive
📚Libraries
Quick drive

Saugatuck Douglas District Library

10 mindrive

Crime in Gibson is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.

Allegan County crime & safety stats →

To buy a median-priced Gibson home (around $775,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $139k/year in household income to qualify — an estimated monthly payment of $5,224 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $5,224/mo$139,314
10% (+PMI)$6,013/mo$160,345
5% (+PMI)$6,278/mo$167,416

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Gibson cost-of-living breakdown →

Land for sale

Listings

3 parcels

Active / pending

Typical Land Value

$200K/acre

Median asking

Median Price

$2.0M

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air100%
Fireplace70%
SewerSeptic Tank
WaterWell
Waterfront20%
Water Bodies
Lake MichiganPrivate Pond

Who actually lends in Gibson, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~14 loans · $7M

Loans to buy a home

Conventional 94%FHA 3%VA 3%

Most active lenders

1Lake Michigan Credit Union19%
2Old National Bank13%
3Mercantile Bank10%
4The Dart Bank10%
5United Shore Financial Services, LLC8%
Refinances~14 loans · $3M

Homeowners refinancing an existing mortgage

Conventional 93%FHA 6%VA 1%

Most active lenders

1Consumers Credit Union20%
2The Huntington National Bank20%
3Lake Michigan Credit Union10%
4Rocket Mortgage, LLC8%
5United Federal Credit Union8%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Laketown Township

269-857-2295Website

Source: laketowntwp.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$885/yr in electricity from a typical rooftop solar system

Produces ~6,452 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Based on assessor parcel records

Sewerunconfirmed

Septic (individual)

Based on assessor parcel records

Trashunconfirmed

Resident-arranged hauler

Republic/Waste Management common in area.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Service splits by location — other areas may be served by Consumers Energy. Confirm by address.

Confirm by address
Policeunconfirmed

Allegan County Sheriff

County sheriff primary law enforcement.

Fireunconfirmed

Saugatuck Township Fire District / Graafschap Fire

Fire coverage from area district; confirm.

Services for Laketown · Source: laketowntwp.org

Utility, solar, and service details for Gibson are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(3)

Central Park Market

Grocery Store

4.7 mimap

Lake Vista SuperValu

Grocery Store

4.7 mimap

Family Fare

Grocery Store

4.8 mimap

🍕 Restaurants(5)

Burger King

Fast Food

2.1 mimap

The Southerner

Restaurant

3.4 mimap

Pennyroyal Cafe

Restaurant

3.5 mimap

Saugatacos

Fast Food

3.6 mimap

Ida Red's Cottage

Restaurant

3.6 mimap

☕ Coffee(7)

Biggby Coffee

Café

2.2 mimap

Uncommon Grounds

Café

3.8 mimap
Uncommon Coffee Roasters

Café

3.9 mimap

+4 more within 5 miles

🍺 Bars(5)

Spectator's Bar And Grille

Pub

2.2 mimap

Old Boat House

Pub

3.6 mimap

The BARge

Pub

3.7 mimap

+2 more within 5 miles

🏫 Schools(15)

Gibson School

56mmap

Knoll School

1.8 mimap

School Number 4

2.1 mimap

Becksvoort School

2.5 mimap
School Number 1
3.2 mimap

+10 more within 5 miles

💪 Gyms(1)

Blue Star Gym

Fitness Center

2.3 mimap

🌳 Parks(6)

Huyser Farm Township Park
0.8 mimap

Unnamed park

0.8 mimap

Park

0.8 mimap

+3 more within 5 miles

🐕 Dog Parks(2)

Tails n' Trails Dog Park

Dog Park

3.1 mimap

Dog Park in Dudleyville Plat Area

Dog Park

5.0 mimap

🚴 Trails(7)

Beeline Trail

Bike Path

1.1 mimap

Beeline Trail

Bike Path

1.3 mimap

Blue Star Trail

Bike Path

2.1 mimap

+4 more within 5 miles

🚌 Transit(18)

Myrtle North of 32nd

Transit Stop

4.3 mimap
32nd West of Goldenrod (Spring Brook Apts)

Transit Stop

4.3 mimap
Regent Boulevard & 48th (Crown Motors)

Transit Stop

4.4 mimap

+15 more within 5 miles

📚 Libraries(1)

Saugatuck Douglas District Library

4.7 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Gibson? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Gibson

What do homes cost in Gibson?
The median home value in Gibson is about $775,000. Individual prices vary by street, size, and condition.
How active is the Gibson housing market?
there are 7 homes for sale in Gibson right now, and 17 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Gibson?
Gibson is served by Saugatuck Public Schools. Its highest-rated assigned school is Saugatuck High School (8/10).
Is Gibson walkable?
Gibson scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Gibson

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Gibson? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Gibson

Estimated Monthly Payment

$5,261/mo

$
$155,000
20%
%
Principal & Interest $4,02176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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