Gibson
Strong schools draw families here
Median $718K·Walkability 0.5/10·Schools 7.0/10
Out here on the larger lots of Laketown Township, the defining feature is land—acreage measured in acres rather than fractions, creeks running through backyards, and ponds that come with the property as naturally as the trees. Homes sit on spreads of two to thirteen acres, log-sided retreats and custom builds from the 2000s nestled among woods and open fields, with room enough for gardens, fruit trees, and the kind of setback from neighbors that matters when you've chosen to leave the compact suburbs behind. The area sits roughly ten minutes from Saugatuck and Holland, close enough to reach beach access and small-town amenities without the foot traffic, and schools fall under Hamilton's district. What you're dealing with here is deliberate distance paired with proximity—a half hour or so from the attractions of the lakeshore towns, but genuine separation the moment you turn down a private drive.
Why people love it here
Saugatuck High School
- High — 3.6 mi away
- Saugatuck
- 3 rated schools in district
$718K median
- 16 sales in last 12mo
Park-rich area
- 10 parks within 1 mile
- Beeline Trail: 10 min bike
- Intermediate Loop: 3 min drive
Conventional Mortgage Calculator
Median home price in Gibson
Estimated Monthly Payment
$4,871/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
16 homes sold in Gibson this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 6/10 to 8/10
School District: Saugatuck Public Schools
Nearest Park
Huyser Farm Township Park
0.8 mi
Parks Nearby
10
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Central Park Market
Burger King
Biggby Coffee
Spectator's Bar And Grille
Huyser Farm Township Park
Goshorn Lake
Unnamed beach
Intermediate Loop
Tails n' Trails Dog Park
Beeline Trail
Kollen Park Launch
Blue Star Gym
Myrtle North of 32nd
Saugatuck Douglas District Library
Crime in Gibson is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Gibson home (around $717,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $127k/year in household income to qualify — an estimated monthly payment of $4,772 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,772/mo | $127,261 |
| 10% (+PMI) | $5,494/mo | $146,517 |
| 5% (+PMI) | $5,736/mo | $152,956 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$110K/acre
Median asking
Median Price
$1.2M
Per listing
Who actually lends in Gibson, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Laketown Township
Source: laketowntwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$885/yr in electricity from a typical rooftop solar system
Produces ~6,452 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressSaugatuck Township Fire District / Graafschap Fire
Fire coverage from area district; confirm.
Services for Laketown · Source: laketowntwp.org
Utility, solar, and service details for Gibson are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
Grocery Store
Lake Vista SuperValu
Grocery Store
Family Fare
Grocery Store
🍕 Restaurants(6)
Fast Food
The Southerner
Restaurant
Pennyroyal Cafe
Restaurant
Saugatacos
Fast Food
Ida Red's Cottage
Restaurant
+1 more within 5 miles
☕ Coffee(7)
+4 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(15)
+10 more within 5 miles
💪 Gyms(1)
Blue Star Gym
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(2)
Dog Park
Dog Park in Dudleyville Plat Area
Dog Park
🚴 Trails(7)
+4 more within 5 miles
🚌 Transit(18)
Transit Stop
Transit Stop
Transit Stop
+15 more within 5 miles
📚 Libraries(1)
Saugatuck Douglas District Library
Frequently asked about Gibson
- What do homes cost in Gibson?
- The median home value in Gibson is about $717,500. Individual prices vary by street, size, and condition.
- How active is the Gibson housing market?
- there are 9 homes for sale in Gibson right now, and 16 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Gibson?
- Gibson is served by Saugatuck Public Schools. Its highest-rated assigned school is Saugatuck High School (8/10).
- Is Gibson walkable?
- Gibson scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Gibson
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.