Gemmens Sub
Great schools with outdoor access
Median $306K·Walkability 5.0/10·Schools 7.0/10
The thing you notice first about Gemmens Sub is how tightly packed it all is—12 acres carved into quarter-acre lots where the houses sit close enough that you could almost hand something to your neighbor through the window. It's the kind of platted subdivision where the street grid makes sense and you can walk to a restaurant in seconds, with 54 options within a mile if you're willing to wander a little farther. Homes here run around $413K, and they're positioned just 24 minutes from downtown Grand Rapids, which makes the proximity feel less accidental and more like a calculated move—close enough to the city's pull, far enough to actually have land. Schools feed into Allendale Public Schools, and there's an unnamed park within a five-minute walk if you need to get outside without overthinking it. The grocery is an 8-minute walk, the coffee is less than a mile away, and you're about 29 minutes from Grand Haven beach when the impulse strikes. This sits within Dewpointe East Area, a corner of West Michigan that trades sprawl for walkability without pretending to be something it isn't.
Why people love it here
Near the water
- Hidden Lake — 1.8 mi
- 10 parks within 1 mile
- Unnamed park: 7 min walk
- Unnamed bike path: 7 min bike
Evergreen Elementary
- Elementary — 1.7 mi away
- Allendale
- 4 rated schools in district
$306K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Gemmens Sub
Estimated Monthly Payment
$2,074/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 4 rated schools nearby
Range: 6/10 to 9/10
School District: Allendale Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.2 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Hidden Lake
1.8 mi
Recent Sale Price
$306K
1 recent sale
Parcels / Units
18
Median Lot Size
0.34 ac
0.25 ac – 0.38 ac
Homeowner Rate
86.7%
Principal residence
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
El Aztecas
+1 more
Starbucks Coffee Company
+1 more
Main Street Pub
+1 more
Unnamed park
Unnamed playground
Hidden Lake
Ravine Park Trails
Unnamed bike path
Georgetown Launch
Snap Fitness
Enclave Apartments
+1 more
Allendale Township Library
Little Mitten Child Care
Crime in Gemmens Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Gemmens Sub home (around $305,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,032 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,032/mo | $54,186 |
| 10% (+PMI) | $2,339/mo | $62,385 |
| 5% (+PMI) | $2,442/mo | $65,126 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Allendale Charter Township
Source: allendalemi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,426 kWh/yr · offsets ~61% of a typical home's use
Allendale Charter Township Public Utilities
Township water distribution; 69.5 mi watermain, two towers.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred for Ottawa County township.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
No township PD; county sheriff with contracted deputies.
Services for Allendale · Source: allendalemi.gov
Utility, solar, and service details for Gemmens Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(10)
El Aztecas
Restaurant
Bamboo Express
Restaurant
The Nest Egg Cafe
Restaurant
Subway
Restaurant
Hungry Howie's Pizza
Restaurant
+5 more within 5 miles
☕ Coffee(11)
Starbucks Coffee Company
Café
Café
Affogato’s Ice Cream & Coffee
Café
+8 more within 5 miles
🍺 Bars(6)
Main Street Pub
Pub
Main St. Pub - Allendale
Bar
Mancino's Pizza & Grinders
Bar
+3 more within 5 miles
🏫 Schools(6)
+1 more within 5 miles
💪 Gyms(1)
Fitness Center
🌳 Parks(8)
+5 more within 5 miles
🚴 Trails(4)
Bike Path
Bike Path
Dewpointe West Area Trail
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(22)
Transit Stop
Transit Stop
+19 more within 5 miles
👶 Childcare(1)
Little Mitten Child Care
Childcare Center
📚 Libraries(3)
Seidman House
Frequently asked about Gemmens Sub
- What do homes cost in Gemmens Sub?
- The median home value in Gemmens Sub is about $305,500. Individual prices vary by street, size, and condition.
- How active is the Gemmens Sub housing market?
- no homes are listed in Gemmens Sub right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Gemmens Sub?
- Gemmens Sub is served by Allendale Public Schools. Its highest-rated assigned school is Evergreen Elementary (9/10).
- Is Gemmens Sub walkable?
- Gemmens Sub scores 5.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.